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Your Trusted Insurance Partner in Forest Lake, MN
At National Insurance Brokers, we believe insurance should be about protection, not just paperwork. Our team takes the time to understand your unique needs, whether personal or commercial, and leverages access to over 300 insurance products from 40+ carriers to find solutions tailored to your situation. We prioritize education, ensuring clients understand their coverage options and potential gaps.

Our process includes ongoing reviews to adapt policies as life evolves, and we pride ourselves on treating clients as partners, not transactions. With offices across Minnesota, we combine local expertise with a commitment to personalized service that extends beyond policy placement.
Services
Home Insurance Auto Insurance Life Insurance Health Insurance Umbrella Insurance Commercial Auto Employee Benefits General Liability Workers Comp
Highlights and features
  • We shop 300+ insurance products to find your best coverage match
  • Our team provides personalized guidance through complex policy details
  • We offer no-obligation quotes with same-day service for personal insurance
  • Our process includes routine coverage reviews as your life circumstances change
  • We maintain relationships with 40+ insurance carriers for comprehensive options
What people say
Highly recommend Feel confident No-obligation quote Thorough understanding Routinely review coverage
Services
Home Insurance
Protect your home and personal belongings with comprehensive homeowners and renters insurance. Our brokers analyze your property's unique risks to recommend appropriate coverage limits and endorsements. We help clients understand policy details like replacement cost versus actual cash value while ensuring proper protection against common perils.
Auto Insurance
Secure tailored auto insurance coverage for personal and commercial vehicles. We evaluate driving records, vehicle types, and usage patterns to find policies balancing protection and affordability. Our team explains coverage components like liability limits, collision/comprehensive coverage, and uninsured motorist protection to ensure informed decisions.
Life Insurance
Obtain life insurance policies designed to protect dependents in case of unexpected death. We offer term and permanent life insurance options, helping clients calculate appropriate coverage amounts based on financial obligations. Our brokers explain policy features like cash value accumulation, premium structures, and beneficiary options for long-term financial planning.
Commercial Auto
Get specialized insurance for business-owned vehicles and commercial transportation needs. We provide coverage for fleets, heavy trucks, and specialty vehicles, addressing unique risks like cargo protection and roadside assistance. Our team helps businesses understand commercial policy components including physical damage coverage, motor truck cargo insurance, and trailer interchange protection.
General Liability
Protect your business from common liability claims with comprehensive general liability insurance. We help companies secure coverage for bodily injury, property damage, and advertising injury claims. Our brokers explain policy limits, exclusions, and endorsements while ensuring proper protection for premises liability, product liability, and completed operations risks.
People
Peter Folles
CEO
Peter Folles leads National Insurance Brokers with a focus on client-centric service and industry innovation. He brings decades of insurance experience to strategic decision-making while maintaining commitment to personalized client relationships across Minnesota's communities.
Elli Ridley
Managing Director
Elli Ridley oversees daily operations and team development at National Insurance Brokers. With extensive insurance expertise, she ensures service excellence across all locations while mentoring brokers to maintain high standards of client education and policy analysis.
Questions
How do you find better insurance solutions than other agencies?
We access 300+ insurance products across 40+ carriers, combining market reach with personalized analysis of your specific needs.
What personal insurance products do you offer?
We provide auto, home, life, health, umbrella, and recreational vehicle insurance with customized coverage options.
How quickly can I get an insurance quote?
Personal insurance quotes typically take same-day processing, while commercial quotes depend on policy complexity.
Do you review existing insurance policies?
Yes, we analyze current coverage to identify gaps and recommend improvements while maintaining cost efficiency.
What commercial insurance services are available?
We offer commercial auto, general liability, workers compensation, inland marine, liquor liability, and employee benefits.
Reviews (6)
Jim Conway
Dec 07, 2021 Report
Ann-Marie is so helpful and knowledgeable with all my insurance needs. I have been with her for 20 years
Mark Schweitzer
Sep 01, 2021 Report
Anne-Marie Underhill
Gave me the lowest price on full coverage insurance on my new car then anyone else could. She also was very courteous and professional. I highly recommend her for all your insurance needs.
Steven Tristan
Jul 22, 2021 Report
Anna has helped me with my insurance needs and is great to work with, caring, and professional. Would recommend to anyone looking for insurance.
Asad Farid
May 18, 2021 Report
Ann helped me get a good price for my auto insurance. This was my first time working with her and I was very much satisfied. 10/10 would recommend!
Boe Barlage
Apr 30, 2021 Report
I've been getting insurance through Anne-Marie for the past 10 years, and she's been excellent to work with. She has even reached out to me when she saw that I could save money. Very knowledgeable and great to work with!
Teofila Dela Paz
Apr 30, 2021 Report
Anne Marie helped me secure good price for my auto insurance. My first time with her but definitely will spread the word to my friends. Great experience! Maria D.