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Business Details
37 Years
experience
Your Trusted Insurance Partner in Bismarck, ND
Gateway Insurance is an independent insurance agency serving Steele, North Dakota, and surrounding communities since 1989. With over 30 years of combined experience, our team specializes in home, auto, farm, recreational vehicle, watercraft, commercial, and crop insurance, including specialized coverage like MPCI, livestock, and weather insurance. We prioritize personalized service, leveraging our extensive industry knowledge and partnerships with multiple insurance carriers to provide tailored solutions.

Our commitment to staying current with technological advancements ensures efficient policy analysis and competitively priced proposals. We aim to be your trusted partner in securing financial stability through comprehensive risk management, offering expert guidance and exceptional customer service to meet individual needs.
Services
Home Insurance Auto Insurance Farm Insurance Crop Insurance Commercial Insurance Recreational Vehicle Insurance Watercraft Insurance Livestock Insurance Weather Insurance Policy Analysis
Details
  • Year established: 1989
Highlights and features
  • We offer 30+ years of local insurance expertise in North Dakota
  • Our agency partners with multiple carriers for customized solutions
  • We provide specialized coverage for farms, crops, and recreational vehicles
  • Our team stays current with industry technology for efficient service
  • We prioritize personalized risk management and competitive pricing
Services
Home Insurance
We provide comprehensive home insurance solutions protecting against property damage, liability claims, and personal belongings loss. Our policies cover standard risks while offering customizable options for unique needs. With access to multiple carriers, we help clients secure optimal coverage at competitive rates.
Crop Insurance
Our crop insurance services include MPCI, forage, and weather-based coverage options for North Dakota farmers. We specialize in risk management strategies tailored to agricultural operations, offering protection against yield losses and market fluctuations. Our experienced team provides expert guidance through complex insurance programs.
Commercial Insurance
We offer commercial insurance packages protecting businesses against property damage, liability claims, and operational disruptions. Our solutions cover diverse industries with customizable policies through multiple carrier partnerships. We focus on comprehensive risk assessment and competitive pricing for local businesses.
Farm Insurance
Our farm insurance solutions protect agricultural operations with coverage for farmsteads, equipment, livestock, and specialty crops. We provide tailored policies addressing unique risks faced by North Dakota farmers. Our services include risk assessment and access to specialized insurance products through multiple carriers.
Policy Analysis
We conduct comprehensive policy analysis to ensure adequate coverage and identify gaps in existing insurance plans. Our team evaluates current policies, recommends improvements, and provides competitive pricing comparisons. This service helps clients optimize their insurance portfolios while maintaining cost-effectiveness.
People
Heather Mae Hoerner
Insurance Agent
Heather joined Gateway Insurance in 2022 with over 10 years of experience in independent and captive insurance agencies. Licensed in Property/Casualty, Health, and Life insurance across five states, she focuses on educating clients about industry changes while providing personalized coverage solutions. With a background in banking and agriculture, she brings diverse expertise to client consultations.
Questions
What types of insurance does Bowerman Insurance offer?
We offer home, auto, farm, crop, commercial, recreational vehicle, watercraft, livestock, and weather insurance, including specialized coverage like MPCI and forage insurance.
How can Bowerman Insurance help secure my financial future?
We provide comprehensive risk management solutions tailored to individual needs, helping protect assets through customized insurance policies and expert guidance on coverage options.
Do you serve areas outside Steele, North Dakota?
Yes, we serve clients in Bismarck, ND, and surrounding communities, offering both in-person and remote insurance consultation services.
How does Bowerman Insurance stay current with industry changes?
Our team attends industry meetings, works directly with underwriters, and utilizes advanced technology services to provide up-to-date insurance solutions and policy analysis.
What makes Bowerman Insurance different from other agencies?
With 30+ years of local experience and multiple carrier partnerships, we combine personalized service with specialized coverage options for both personal and commercial insurance needs.
Reviews (6)
Victoria LeBeau
Jul 07, 2021 Report
Positive:Professionalism,Quality,Responsiveness,Value
Hands down the best place to get insurance. Caitlin is awesome to work with. She is fast to respond, explains everything clearly, finds the best insurance for your needs, efficient, and she makes the process of getting insurance painless. I highly recommend this place and Caitlin.
Erin Graves
Jul 03, 2021 Report
Positive:Professionalism,Quality,Responsiveness,Value
Caitlyn and Bob at Gateway Insurance have been nothing but the best and professional at getting us the best insurance and at a good price. With getting a new car, Caitlyn was able to talk me through my options and found me a personal good fit. Proud to work with such a great business!
Sarah VanCleave
Dec 06, 2020 Report
Positive:Professionalism,Responsiveness
Caitlin is our insurance agent, she makes sure we have the best insurance at the best price. Any time Ive called with a question she helped me right away. So happy to work with her!
Tim Meyer
Oct 08, 2019 Report
These guys are awesome. Even though I haven't lived in Bismarck for almost 10 years they still get my business.
Mike Kneeland
May 15, 2017 Report
Bob has taken care of everything I own for years & always looking out for ways to save me $ - even when I don't ask. Always on the ball, I don't think twice about mentioning him if asked! Has many products available & if he doesn't it might not exist.
Marc Lundin
Sep 18, 2016 Report
Ginger provided great, fast, and efficient service! Very much appreciated. I'm happy I chose Gateway Insurance Agency. Thank you Ginger!