Business Details
25 Years
experience
Your Trusted Insurance Partner in the Dakotas
Western Frontier Insurance Agency was founded in 2001 when Warren Flath opened Southwest Insurance Agency in Bowman, North Dakota. Over two decades, we expanded across western North Dakota and South Dakota through strategic acquisitions and dedicated service. Our team of specialized agents focuses on delivering personalized insurance solutions for homes, vehicles, farms, and businesses. We maintain partnerships with top-tier underwriters to ensure comprehensive coverage options while prioritizing client education and claims support. With five office locations and a commitment to community service, we strive to be the most knowledgeable and responsive insurance provider in the Dakotas. 
Services
Home Insurance
Auto Insurance
Farm Insurance
Crop Insurance
Commercial Insurance
Umbrella Insurance
Renters Insurance
Life Insurance
Flood Insurance
Recreation Vehicle Insurance
Details
- Year established: 2001
Highlights and features
- We have specialized agents for each insurance product line
- Our team brings over 20 years of local insurance expertise
- We maintain partnerships with superior underwriting companies
- We operate five convenient locations across western North Dakota
- Our service approach combines risk management with claims advocacy
Services
Home Insurance
Our home insurance policies protect your primary residence against common risks including fire, theft, and weather damage. We offer customizable coverage options for personal property, liability protection, and additional living expenses. Our agents help homeowners in North and South Dakota understand their policy details and select appropriate coverage limits.
Auto Insurance
We provide comprehensive auto insurance coverage for personal and commercial vehicles. Our policies include liability protection, collision coverage, and uninsured motorist provisions. Our specialists help drivers in the Dakotas compare options and find cost-effective solutions that meet state requirements and individual needs.
Farm Insurance
Our farm insurance packages protect agricultural operations against property damage, liability claims, and income loss. Coverage includes barns, equipment, livestock, and crop-related structures. We work with North Dakota and South Dakota farmers to create customized policies that address specific risks associated with farming operations.
Crop Insurance
We offer multi-peril crop insurance to protect against yield losses from natural disasters and price fluctuations. Our specialists help farmers navigate federal crop insurance programs and private options. We provide coverage solutions for major crops grown in the Dakotas, including wheat, corn, and soybeans.
Commercial Insurance
Our commercial insurance packages protect businesses against property damage, liability claims, and operational disruptions. Coverage options include general liability, commercial property, and business interruption insurance. We serve North Dakota and South Dakota businesses with tailored solutions for diverse industries.
People
Warren Flath
Founder
Warren Flath established the agency in 2001 after 22 years of insurance industry experience in Bowman. He led the transition from Southwest Insurance Agency to Western Frontier Insurance Agency, Inc. in 2007 and expanded operations across western North Dakota.
Questions
What types of insurance do you offer?
We offer home, auto, farm, crop, commercial, life, flood, and recreational vehicle insurance, along with specialized coverage options for unique needs across North and South Dakota.
Do you serve both North and South Dakota?
Yes, we operate five office locations in western North Dakota and provide insurance services to clients throughout both North and South Dakota.
How can I get a free insurance quote?
Call us at 701-523-4333 to speak with a specialized agent who can provide a free, personalized insurance quote for your home, vehicle, or business needs.
What makes your agency different?
Our agency combines local expertise with specialized agents for each insurance line, offering personalized service through five convenient locations across the Dakotas.
Can you help with crop insurance programs?
Yes, our specialists assist farmers with USDA crop insurance programs and private coverage options, providing protection against yield losses and price fluctuations.
