Business Details
Your Trusted Mortgage Partner in Corvallis, OR
Capital Mortgage Source has established itself as Corvallis, Oregon's trusted local mortgage brokerage, serving clients with deep industry expertise and a commitment to personalized service. Our team specializes in navigating the complexities of home financing, offering tailored solutions for first-time homebuyers, real estate investors, and business owners. With a focus on transparency and efficiency, we partner with a diverse network of reputable lenders to secure competitive loan products and rates.Our local market knowledge, combined with ongoing professional education, enables us to provide strategic advice aligned with Pacific Northwest real estate dynamics. Guided by integrity and community values, we prioritize building lasting relationships while simplifying the mortgage process to help clients achieve their homeownership and investment goals.
Services
Home Purchases
Refinancing
Investment Property Loans
Commercial Real Estate
VA Loans
FHA Loans
Bank Statement Loans
DSCR Loans
First-time Homebuyer Assistance
Portfolio Expansion Strategies
Highlights and features
- We offer 20+ years of combined mortgage industry experience
- Our team provides personalized loan solutions tailored to unique financial situations
- We maintain partnerships with multiple lenders to secure competitive rates
- Our consultants hold active NMLS certifications for professional accountability
- We combine local market expertise with national lending network access
Services
Home Purchases
Our home purchase mortgage solutions cater to first-time buyers and experienced investors. We offer pre-approval assistance, loan option analysis, and rate negotiation services. With access to conventional, FHA, and VA loan programs, we help clients secure financing that matches their financial profile and homeownership goals.
Investment Property Loans
Specialized financing solutions for real estate investors include DSCR loans and portfolio expansion strategies. We evaluate property cash flow potential and provide tailored loan structures for single-family, multi-family, and commercial investment properties across the Willamette Valley market.
Commercial Real Estate
Our commercial lending services support business expansion and property acquisition. We offer customized loan structuring for commercial property purchases, business growth initiatives, and investment property portfolios with flexible terms aligned with business financial objectives.
Refinancing
We provide comprehensive refinancing options to help homeowners reduce monthly payments, access equity, or adjust loan terms. Our services include rate-and-term refinancing, cash-out refinancing, and streamline refinance programs for existing property owners.
Bank Statement Loans
Designed for self-employed borrowers, our bank statement loan program evaluates financial stability through deposit history rather than traditional tax documentation. This solution offers flexible qualification criteria while maintaining competitive interest rates and terms.
People
Bob Baertlein
President
With over 20 years in mortgage lending, Bob Baertlein leads our team with expertise in loan origination and client relations. His NMLS #489024 certification ensures adherence to industry standards while delivering personalized mortgage solutions.
Ryan Steen
Vice President
Ryan Steen brings extensive mortgage experience as a certified loan officer (NMLS #162858). He specializes in guiding clients through complex financing scenarios while maintaining a focus on transparent communication and client education.
Tasha Brandon
Mortgage Consultant
As a licensed mortgage consultant (NMLS #1454750), Tasha Brandon provides personalized guidance for homebuyers and refinancers. Her client-focused approach ensures clear explanations of loan options and requirements throughout the mortgage process.
Questions
What mortgage services do you offer?
We provide home purchase loans, refinancing options, investment property financing, commercial real estate loans, and specialized programs including VA, FHA, and bank statement loans.
Do you work with first-time homebuyers?
Yes, we offer first-time homebuyer assistance programs and pre-approval guidance to help new buyers navigate the mortgage process confidently.
Are you licensed to operate in Oregon?
Capital Mortgage Source holds NMLS #2320694 and our consultants maintain individual NMLS certifications for professional mortgage services in Oregon.
Can self-employed individuals qualify for loans?
Yes, our bank statement loan program provides alternative income verification options specifically designed for self-employed borrowers and non-traditional income sources.
What areas do you serve?
While based in Corvallis, we provide mortgage services throughout Oregon's Willamette Valley and surrounding regions with local market expertise.
