Business Details
19 Years
experience
Customized Investment Strategies for Wealth Management
Brynmawr Wealth has been an independent investment advisory firm since 2007, dedicated to providing personalized financial solutions tailored to individual client needs. Our approach combines strategic asset allocation with a focus on risk management, utilizing equities, bonds, and alternative investments to achieve long-term financial objectives. We specialize in crafting customized investment policies that balance tax-efficient retirement income with asset appreciation, guided by each client's unique risk tolerance and financial goals. Our team leverages decades of experience in the financial industry, including expertise in Social Security optimization and late-life financial planning, to deliver comprehensive wealth management services. We maintain independence from banks and brokerages to eliminate conflicts of interest, ensuring our recommendations remain solely focused on client interests.Through transparent fee structures and discretionary management, we provide ongoing portfolio oversight while maintaining custody of assets through trusted third-party custodians. Our commitment to continuous market analysis and adaptive investment strategies positions us to navigate evolving financial landscapes effectively. With a heritage dating back to 1996 through our founder's extensive industry experience, we combine institutional knowledge with personalized service. Our holistic approach extends beyond traditional investment management to address quality-of-life financial decisions and long-term care funding solutions. This client-centric philosophy, built on integrity and expertise, forms the foundation of our advisory practice.
Services
Total Return Strategy
Capital Appreciation Strategy
Capital Preservation Strategy
Income & Growth Strategy
Retirement Income Planning
Alternative Investments
Portfolio Management
Wealth Planning
Details
- Year established: 2007
Highlights and features
- We operate as an independent Registered Investment Advisor since 2007
- Our customized asset allocation strategies adapt to individual risk tolerances
- We maintain no product sales conflicts through custodial relationships with Charles Schwab
- We implement alternative investments and globally diversified portfolios
- We combine 30+ years of financial industry experience with holistic wealth planning
Associations and certifications
- SEC (Registered Investment Advisor)
Services
Total Return Strategy
Our Total Return Strategy combines equity and bond funds to maximize capital appreciation while generating income. This approach balances market exposure with risk management, targeting long-term growth through diversified investments in ETFs and mutual funds. Designed for clients seeking balanced growth with moderate risk over 7+ year horizons.
Capital Appreciation Strategy
Focused on aggressive capital growth, this strategy emphasizes equity investments with limited bond exposure. Tailored for long-term investors comfortable with market volatility, it utilizes concentrated stock portfolios and alternative investments to achieve above-average returns over 10+ year periods.
Capital Preservation Strategy
Prioritizing principal safety and income generation, this conservative approach emphasizes fixed-income investments with minimal equity exposure. Designed for risk-averse investors, it aims to maintain capital value while producing steady income through diversified bond portfolios over 5+ year periods.
Retirement Income Planning
Our retirement planning service optimizes Social Security benefits and investment income for sustainable cash flow. We develop customized withdrawal strategies that balance tax efficiency with portfolio longevity, incorporating annuities and dividend-paying securities to support clients' living expenses.
Alternative Investments
We incorporate alternative investments like closed-end funds and real estate securities to enhance portfolio diversification. These non-correlated assets help reduce overall volatility while accessing unique growth opportunities beyond traditional stock and bond markets through carefully selected ETFs and mutual funds.
People
Robert Fertman
Founder & Portfolio Manager
Robert Fertman established Brynmawr Wealth in 2007 after 11 years at major financial institutions. With Series 65 registration and life coaching certification, he specializes in discretionary portfolio management using ETFs and mutual funds. His expertise spans retirement income planning and alternative investments.
Questions
What investment strategies do you offer?
We provide four core strategies: Total Return, Capital Appreciation, Capital Preservation, and Income & Moderate Growth, each tailored to different risk tolerances and time horizons.
How are you different from other advisors?
As an independent Registered Investment Advisor, we avoid product sales conflicts and custody issues by working with third-party custodians like Charles Schwab, focusing solely on client interests.
Do you have account minimums?
We serve affluent households without enforcing minimum account requirements, making professional wealth management accessible to a broader range of investors.
How is client money protected?
Client assets are held by Charles Schwab Institutional, a SEC-registered custodian, with Bryn Mawr Wealth Management maintaining no custody rights over client funds.
What experience does your team have?
Our founder has 30+ years of financial industry experience, including positions at Morgan Stanley and LPL Financial, with specialized expertise in retirement income planning since 2007.
