Business Details
25 Years
experience
Your Trusted Financial Partner for Retirement & Investment Solutions
McGinn Financial Services is a full-service financial advisory firm dedicated to helping individuals, business owners, and professionals protect and grow their assets. Founded in 2001 by Stephen T. McGinn, the firm operates independently of insurance or investment companies, allowing unbiased guidance tailored to clients' unique needs. With over 38 years of combined experience, our team specializes in retirement planning, investment management, and asset protection strategies. We collaborate with third-party money managers and administrators to deliver comprehensive solutions, prioritizing client goals through personalized financial roadmaps. Our commitment to ethical standards is reflected in our CFP, ChFC, and CFS designations, ensuring clients receive expert advice grounded in integrity.Headquartered in Malvern, Pennsylvania, we serve clients across 15 states while offering advisory services nationwide. Our personalized financial websites provide clients with secure, aggregated views of their portfolios, updated daily to reflect market conditions. By focusing on long-term relationships and proactive planning, we help clients navigate retirement transitions, tax-efficient strategies, and risk management. Our group retirement plan services empower employers to attract talent while ensuring compliance with evolving regulations. Through continuous education and scenario modeling, we equip clients to adapt to changing financial landscapes with confidence.
Services
Personal Retirement Planning
Investment Management
Asset Protection
Life Insurance Solutions
Group Retirement Plans
Details
- Year established: 2001
Highlights and features
- We offer independent, unbiased financial advice unbound by institutional affiliations
- Our advisors hold advanced designations including CFP, ChFC, and CFS certifications
- We provide personalized financial websites with real-time portfolio aggregation
- We specialize in tax-efficient retirement strategies with 38+ years of combined experience
- Our group retirement plans combine fiduciary protection with comprehensive administration
Associations and certifications
- FINRA
- SIPC
- CERTIFIED FINANCIAL PLANNER Board of Standards
- Institute of Business and Finance
Services
Personal Retirement Planning
We develop customized retirement plans considering all income sources, tax implications, and lifestyle goals. Our approach includes social security optimization, asset allocation analysis, and scenario modeling for market volatility. Clients receive ongoing portfolio monitoring and adjustments to maintain alignment with evolving objectives and market conditions.
Investment Management
Our investment strategies combine active and passive approaches across multiple asset classes. We partner with third-party managers like Brinker Capital to create diversified portfolios aligned with risk tolerance and time horizons. Continuous monitoring ensures portfolios remain optimized through market cycles, with regular rebalancing to maintain strategic allocations.
Asset Protection
We help clients safeguard financial futures through comprehensive insurance solutions. Services include life, disability, and long-term care insurance planning to protect against unexpected events. Our approach ensures adequate coverage for family protection, estate liquidity, and business continuity while integrating with overall financial strategies.
Group Retirement Plans
We design employer-sponsored retirement plans that attract talent and provide tax advantages. Our services include plan selection, fiduciary protection, and employee education programs. Partnering with American Funds and independent administrators, we ensure compliance with IRS regulations while helping employees build personalized investment portfolios.
Personal Financial Website
Clients access secure, aggregated financial views through personalized online portals. These platforms consolidate accounts, provide daily portfolio updates, and track progress toward financial goals. The technology enables real-time decision-making while maintaining strict data security standards for comprehensive wealth management.
People
Stephen T. McGinn
Founder & Financial Advisor
With 38 years of experience, Stephen holds CFP, ChFC, and CFS designations. He earned a BA in Commerce and Engineering from Drexel University and maintains FINRA Series 6, 7, and 63 licenses. Active in local business chambers and estate planning councils, he resides in West Chester with his family.
Ryan McGinn
Financial Advisor
A CFP professional with 14 years of industry experience, Ryan spent a decade in investment management before joining the firm. He holds Series 7 and 66 licenses and graduated from The College of the Holy Cross. Active in community mentoring programs, he resides in New Jersey.
Brendan McGinn Bern
Financial Advisor
Brendan brings five years of insurance industry experience to the team. He holds Series 7 and 66 licenses and earned a BS in Marketing from The University of Scranton. An active chamber member, he contributes expertise in risk management solutions.
Colleen McGinn
Office Manager
With 19 years as a registered nurse in cardiac and neonatal care, Colleen provides administrative leadership and client support. Her healthcare background enhances client care coordination and service delivery for the firm's advisory practice.
Questions
What retirement planning services do you offer?
We create personalized retirement roadmaps considering all income sources, tax implications, and lifestyle goals. Services include social security optimization, asset allocation analysis, and scenario modeling for market volatility.
How do you approach investment management?
We use active and passive strategies across multiple asset classes, partnering with third-party managers. Portfolios receive continuous monitoring and regular rebalancing to maintain strategic allocations aligned with client goals.
What insurance solutions are available?
We offer life, disability, and long-term care insurance planning to protect against unexpected events. Solutions address family protection, estate liquidity needs, and business continuity while integrating with overall financial plans.
Do you serve clients outside Pennsylvania?
We provide financial advisory services to residents in 15 states including AZ, CA, FL, NJ, and NY, with investment advisory services available nationwide through our registered representatives.
How can I access my financial information?
Clients receive secure access to personalized financial websites that aggregate all accounts, provide daily portfolio updates, and track progress toward financial goals through encrypted online portals.
