Business Details
We are Frankenmuth Credit Union, a communityfocused financial institution that has served members for many years. Our team brings decades of combined banking experience, honed through continuous training and industry expertise. We specialize in personalized banking solutions, from everyday checking accounts to complex investment services. Our problemsolving approach is rooted in listening to member needs and delivering timely, effective resolutions. We uphold rigorous professional standards, ensuring every transaction meets the highest levels of accuracy and security. Client satisfaction is at the core of our mission, and we continuously seek feedback to improve our services.
Members repeatedly tell us that our friendly, accessible staff make banking feel like a trusted partnership. We have maintained strong relationships with members for up to 16 years, demonstrating enduring loyalty. Our commitment to transparency is reflected in clear communication and no hidden fees. We leverage modern technology to provide convenient access to accounts and support anytime, anywhere. Our dedication to community growth and financial wellness drives every decision we make.
Members repeatedly tell us that our friendly, accessible staff make banking feel like a trusted partnership. We have maintained strong relationships with members for up to 16 years, demonstrating enduring loyalty. Our commitment to transparency is reflected in clear communication and no hidden fees. We leverage modern technology to provide convenient access to accounts and support anytime, anywhere. Our dedication to community growth and financial wellness drives every decision we make.
Highlights and features
- We guarantee no monthly fee and no minimum balance.
- We provide up to $10 monthly cash back.
- We guarantee 6.20% APY on $15K balances.
- We have 16year member loyalty.
- We ensure 24/7 support via phone, email, text, inperson.
Services
Personal Savings
We offer Personal Savings accounts that earn competitive interest rates, such as 3% APY on balances up to $50,000. These accounts are ideal for individuals seeking lowrisk growth and liquidity for emergency funds. Our transparent terms and nominimum balance policy ensure members can maximize savings without hidden fees.
Personal Checking
We provide Personal Checking with no monthly service fee and a $15 minimum opening balance. Members enjoy unlimited debit card transactions and convenient mobile access for everyday banking needs. The service guarantees up to $10 monthly cash back on purchases, rewarding regular spending.
Credit Cards
We issue Credit Cards that deliver 2% cash back on all purchases with no annual fee. Cardholders benefit from rewards that can reach up to $10 each month without minimum spend requirements. Our transparent billing and fraud protection ensure members enjoy secure, rewarding credit usage.
Personal Loans
We provide Personal Loans ranging from 12 to 36 months with APRs as low as 7.07% for RV, ATV, and UTV financing. Borrowers receive flexible repayment options and competitive rates tailored to their credit profile. Our streamlined application process ensures quick funding and dedicated support throughout the loan term.
Investment Center
We operate an Investment Center that offers Securities-ETFs, Crypto, and real estate investment opportunities. Clients gain diversified portfolios with lowcost access and professional guidance for longterm wealth building. Our transparent fee structure and secure platform protect member assets while promoting financial growth.
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Reviews (7)
Naima McKissack
Sep 16, 2021
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It was nice to chat with someone who could inform me of what I needed. I was at work and it was difficult to make a call. Nice option. I have been a member since 2019 and I have never had such wonderful experience with any other banking institution. I have had a bank account since 1993 and never felt this valued. They are always helpful and I love how accessible they are. You can call, text and chat online with quick responses. I had my oldest child set up an accounts with them for his first experience for his first job while he was in high school.
Steven Ambrose
Sep 03, 2021
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I never really took having a credit union account very seriously. I opened my account, due to my employer at the time, requiring it. I was hesitant to do this, but the rewards of being a member of Frankenmuth Credit Union. Through it all, they gave me a credit builder credit card when no one else would give me the time of day. They have been with me in the best and worse of times. And I have been living well outside of their footprint of Central Michigan and the Thumb area for almost a year and they have been nothing but awesome. Most people would want something close to home, but I know when I
Erin Babcock
Aug 29, 2021
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Worst bank ever. Lisa and Michelle lied about my account. They took my electronic signature and changed the documents without my permission. Do NOT trust this bank or anyone in it. Go on yelp for more helpful reviews of this establishment. You will see that several people have had this bank do things in their accounts without permission. Some leading to the bank having to give the money back. This is not legal. Stay away from this bank and keep your money safe. Don't sign anything for them either, they will use it to change your contract without you knowing. After rereading several of the 5 star
Deq Kraft
Jul 31, 2021
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This bank is horrible. They act all nice upfront but they are so fake. When you ask for help they just treat you like a number because they only care about making money off of you. Save yourself a headache and go to any other place.
H. Weber
Jul 25, 2021
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Fraud Prevention caught the fraud, I lost no money and dealt with pleasant people at every step. I simply verified which purchases were mine and had a new card within a couple hours. Great experience!
Mike
Apr 04, 2021
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Kevin was great to deal with, he was very polite and took care of me as if we had known each other for years. Kevin is very knowledgeable and professional in what he does. Thank you Kevin, Frankenmuth C.U. is fortunate to have you on board.
Jeremy Love
Mar 07, 2021
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I refinanced my mortgage through FCU and I was very impressed! My Loan Officer was Michelle Minnis and she was phenomenal! She reached out to me in the morning and by lunch time my application was approved and sent to processing. She was prompt, courteous, helpful and knowledgeable! A top-notch individual all around. I would highly recommend FCU and Michelle if you are considering refinancing or getting your first mortgage.
