Financial Plus was founded in 1952 as Chevy-Flint Federal Credit Union serving the employees of Chevrolet Motor Company in Flint. Since then, we have made significant strides to build an outstanding workforce that seeks to assist every member with effort and appreciation.

At Financial Plus, members can expect to have continual access to a wide-range of deposit and loan products through their digital banking platform, branch locations, and partnership with CO-OP ATM network that offers nearly 30,000 fee-free ATMs.At our core is a dedication to the communities we serve.

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Products & Services

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Requirements apply to earn 4.15% APY. Monthly minimum requirements include direct deposit of $2,500 into Elite Checking and 15 debit purchases. Must have Online Banking, e-Statements, and e-Notices. Dividends paid at month-end on daily balance up to $10,000. A 0.25% APY will apply to balances over $10,000.

Checking

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When Financial Plus began offering checking accounts many years ago, they were free. We're proud to say that we continue to offer free checking today. Although there is a lot to love about our Free Checking, we also offer a few other checking options that might be the best fit for your financial lifestyle.

Elite Checking

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With an Elite checking account your money works as hard as you do! Take advantage of 4.15% APY* on balances up to $10,000, no minimum balance, and no monthly service fees-because you deserve it. Apply online in minutes today or visit any Financial Plus location to get started. Already have a Financial Plus Checking account?

Benefits Plus Checking

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Find the latest and greatest list of Benefits Plus business partners both locally and nationally no matter where you are! Did you know Benefits Plus offers a mobile app? Access all discounts from your phone by downloading the app today by visiting the AppStore or Google Play. Cell phones are essential!

MyCollege Checking

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For more information on the myCollege Checking account or the scholarship period, please visit any Financial Plus location, or call our Contact Center at (800) 748-0451. Account is not eligible for ATM surcharge reimbursement if member is not enrolled in eDocuments and does not complete 4 or more debit card purchases.

Reviews (10)

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Stacie Fischer

Jan 10, 2022

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BEWARE OF THIS BANK!
So today I received my bank statement and it reads my account was closed due to dormant acct. Yes I didn't do much with this account, its savings. So I call, inquire where is ALL of my money that was in my account. It wasn't much, but still. Their reply was and I quote "its a dormant acct so there was a fee". Everything in my account!! They kept it! And if I want to talk to a manager about it, I have to go in person, not over the phone. I only live an hour away and I'm pretty sure this bank is keeping my money regardless.

Ed Cuttill

Dec 14, 2021

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They charge customers fees to transfer from one account to another $3.00 a pop when it's supposed to be free and only a charge to do a transfer withing the same account by phone I have spoke with main branch manager several times about this .I just hope more of you catch the scam that's happening

Lola Love

Nov 17, 2021

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So many issues with this Credit union in the last 10 years, I wouldn't recommend putting your $$ here.

Jonathon Conquest

Sep 16, 2021

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Erica was a rock star. Seriously helped me out of a jam that I've been stuck in for months with depositing paper checks outside of business hours. Someone at Financial Plus needs to recognize her and give her the biggest raise ever!

Katie Dempz

Jun 14, 2021

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I just want to SIMPLY PAY OFF MY LOAN. I called to try to pay over the phone. They don’t take debit mastercard, WHAT? It’s the only card i have. Then they tried telling me to go online & pay it that way. I cant even locate my account number.
The biggest hassle for something that should be so simple.
Cant take it out of my bank account because who knows why. They have no problem taking out my monthly payments so i don’t get why i cant SIMPLY PAY IT OFF.
never again will i loan through this company. DUMB just DUMB.

Ruth Sweet

May 16, 2021

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I have been a member with Financial Plus Credit Union for 8 years now. I have been happy up to a certain point but I have realized that they operate more as a bank than a credit union. I haven't been treated like a member and at the end, they were willing to take my money but not offer me any services that credit unions normally offer. Needless to say, I closed my account. Beware.

Andie McCarty

May 02, 2021

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Was a member for five years until I realized the customer service is terrible. Brenda Dery is the reason I am closing out my account. No help from anyone at the bank.. Bye FPCU onto ELGA.

Jacci Kisser

Dec 07, 2019

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Normally I would give them five out five stars but after today I wish I could give them one. I had to make a phone call to the manager regarding my account and when answered he was extremely rude and unprofessional when I told him the reason for my call he’s response “was okay” like why are you calling what’s your point. Then when I tried to explain that I did in fact make a payment when I told them I would he tried and say I didn’t and that’s why there was a block on my account. Because they didn’t pay attention to the payment that was made then when I asked about putting it in my

Todd Owens

Nov 24, 2019

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This credit union should be investigating by state attorneys office. My partner and I purchased a pre owned vehicle thru lafantain Buick Cadillac and was told this credit union out of flint would approve a loan for the vehicle. The first problem was that this credit union removes the payment from your account before the payment due date that was our first surprise . Then when we traded the vehicle in for another vehicle at a different dealership and we were so happy not to have them service our loan anymore we used their online payoff to get the balance owed signed all the paperwork and two weeks

Heather W.

Jun 15, 2019

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I used to love this place, it's where I got my very first accounts and loans. Now though----the more they have "expanded" their branches and services, the more awful they have become to deal with. Phone hold times are in excess of 30 minutes the last few times I've called, regardless of time of day. Services have gone severely downhill, accessibility has gone downhill. I kept this bank as my primary even when I moved to California several years ago, thinking since everything's online now it wouldn't matter. But now all my dealings with them are such a pain in the butt, that I've been seriously