PHP Insurance Services
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PHP Insurance Services
PHP insurance professionals use our knowledge and experience to assess your insurance needs, shop for the best value in coverage and provide options best suited to your situation and budget. We work with a variety of insurance companies to offer a broader understanding of company key benefits and offerings. When unfortunate life events happen, we stand by you to help with claims or offer alternate solutions.
Services
About Us
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PHP Insurance Services, Inc. has grown substantially into one of Northern California's top full-service insurance brokerages and the leading Bay Area provider for insurance solutions among the Asian American community. Garnering over 20 years of experience providing the best choice from over 100 carriers for your unique insurance needs.
Auto Insurance
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It covers medical bills, lost wages/income, pain and suffering, funeral expenses, and legal costs. This type of coverage is required in most states. This type of auto insurance coverage pays for damage to your car as a result of a collision with another vehicle. Collision insurance is optional unless your auto is financed (the lender will require you to have this).
Homeowners
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When you think of homeowner's insurance, think "Protection." Most people simply cannot afford to rebuild their homes nor they have the financial ability to replace the valuable things inside. That is why home insurance is truly important. A homeowner's insurance policy can protect your home against damages that occur to the house itself and the belongings inside.
Renters
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Renter's insurance protects you against liabilities that occur on properties that you rent/lease. Where you live can be an apartment or single family residence. Unforeseen injuries, break ins, and physical structure damage are some of the situations that your insurance may cover. Personal items include your clothing, furniture, electronics, etc. Refer to the limits included in your policy.
Condo
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The condo association may not cover all events or liabilities that may occur in and around your condo. Break ins, water damage, or slip and falls may not be covered which opens you up to financial risk. Generally, condo insurance may cover your personal property and the interior of your condo. Damage to the interior of your condo resulting from fire/lightning/windstorm, smoke, vandalism, theft, and water damage may be covered.
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