Business Details
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Your Trusted Insurance Partner in San Jose
Bay Area Health Insurance has been dedicated to providing comprehensive health and life insurance solutions since our founding. With over two decades of experience in the industry, we specialize in tailoring insurance plans to meet the unique needs of individuals, families, and small businesses. Our team of experts, led by Gary Churcha U.S. Army veteran and certified Covered California agentbrings deep expertise in navigating complex insurance systems to ensure clients receive optimal coverage.We pride ourselves on offering personalized service, leveraging relationships with top-rated insurance providers to deliver competitive pricing and extensive coverage options. Our commitment to transparency, ethical practices, and client education has established us as a trusted advisor in the insurance landscape, consistently prioritizing client needs while maintaining rigorous compliance with industry standards.
Services
Health Insurance
Medicare Plans
Small Business Insurance
Life Insurance
Travel Insurance
Disability Insurance
Supplemental Insurance
Term Life Insurance
International Health Insurance
Final Expense Insurance
Highlights and features
- We offer 20+ years of experience in health and life insurance.
- Our team includes a certified Covered California agent.
- We provide extensive coverage options tailored to individual needs.
- We work with top-rated insurance providers for reliable service.
- Our customer-centric approach prioritizes personalized policy customization.
Associations and certifications
- Covered California
What people say
Knowledgeable and professional
Super helpful
Straight forward and kind
Amazing service
Excellent guidance
Services
Health Insurance
We offer comprehensive health insurance plans for individuals and families, including private and employer-sponsored options. Our plans cover preventive care, emergency services, specialist visits, and prescription drugs. With access to top-rated providers, we help clients find affordable coverage that balances cost and comprehensive benefits.
Medicare Plans
Our Medicare services include Advantage Plans, Supplemental Insurance (Medigap), and Part D prescription coverage. We provide expert guidance to help seniors navigate enrollment, compare plans, and select coverage that meets their healthcare needs. Our specialists ensure clients understand benefits and costs associated with each option.
Small Business Insurance
We specialize in small business health insurance solutions that help employers attract talent while managing costs. Our customizable group plans offer essential medical coverage, preventive care, and family benefits. We work with businesses to find competitive premiums that align with their budget and employee needs.
Life Insurance
We provide term, whole, and universal life insurance policies to protect families financially. Our options include mortgage protection, final expense coverage, and cash-value accumulation plans. We help clients determine appropriate coverage amounts and structures to ensure long-term financial security for beneficiaries.
Travel Insurance
Our travel insurance plans protect against medical emergencies, trip cancellations, and lost baggage during international travel. We offer policies through HTH Worldwide, GeoBlue, and Cigna brands. Coverage includes emergency medical evacuation and access to quality healthcare services worldwide for business or leisure travelers.
People
Gary Church
Life and Health Insurance Agent
Gary Church is a U.S. Army veteran with 20+ years of insurance experience. As a certified Covered California agent, he specializes in health, Medicare, and life insurance solutions. His client-focused approach emphasizes personalized service and comprehensive coverage.
Questions
What health insurance options are available for small businesses?
We offer customizable group health insurance plans for small businesses with options covering essential medical services, preventive care, and family benefits while managing employer costs.
How do I choose between Medicare Advantage and Medigap plans?
Medicare Advantage includes additional benefits like dental and vision, while Medigap covers out-of-pocket costs with Original Medicare. Our specialists help compare options based on your healthcare needs.
What does travel insurance cover internationally?
Our travel insurance covers emergency medical expenses, trip cancellations, lost baggage, and medical evacuation services through HTH Worldwide, GeoBlue, and Cigna brands during international travel.
Can I get life insurance with pre-existing conditions?
Yes, we offer guaranteed life insurance and final expense policies that don't require medical exams for clients with pre-existing health conditions.
How do I enroll in Covered California plans?
As Certified Covered California Agents, we guide clients through enrollment, explain plan options, and help qualify for subsidies or special enrollment periods when needed.
Videos
Reviews (4)
Nichole Edraos
Nov 29, 2021
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Positive:Professionalism,Responsiveness
I had a great experience selecting and renewing CoveredCA health insurance. Gary was very thoughtful and committed to ensure I understood all the options and costs. He lives up to his goal to truly help his clients. Thank you, Gary!
I had a great experience selecting and renewing CoveredCA health insurance. Gary was very thoughtful and committed to ensure I understood all the options and costs. He lives up to his goal to truly help his clients. Thank you, Gary!
Jacqueline Domnitz
Nov 01, 2021
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When I signed up for Medicare, I was not given a good understanding of the different Plans, A, B, F, etc. I was not getting the full benefits. Gary Church explained many issues and resolved the issues I had. Gary also signed my husband on Medicare benefits and saved us both much time. If you want a good Medicare expert, please contact this business. You will be glad you did.
Kim Church
Oct 05, 2021
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My husband Gary,
Loves helping people. Hes very knowledgeable on all aspects of health insurance. I see my husbands interaction with his clients and Im so very impressed on his knowledge and helping people understand how the health insurance works. Hes very honest has a great approach to helping his clients make informed decisions on health insurance. So if you want help understanding what options you have when it comes to healthcare reach out Gary.
Loves helping people. Hes very knowledgeable on all aspects of health insurance. I see my husbands interaction with his clients and Im so very impressed on his knowledge and helping people understand how the health insurance works. Hes very honest has a great approach to helping his clients make informed decisions on health insurance. So if you want help understanding what options you have when it comes to healthcare reach out Gary.
Thalia Welch
Sep 18, 2021
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Positive:Professionalism,Responsiveness,Value
We met with Gary Church this morning, and he was very professional. He answered all of our questions, is a good listener, and gave us all the time we needed to get the information we requested. He is a 5 star agent.
We met with Gary Church this morning, and he was very professional. He answered all of our questions, is a good listener, and gave us all the time we needed to get the information we requested. He is a 5 star agent.
