Business Details
28 Years
experience
Your Trusted Insurance Partner in Belmont, MA
Garrity Insurance has built a reputation for exceptional service and client-focused solutions since its founding. With over 20 years of experience, the agency partners with 16 leading insurance carriers to provide personalized coverage options for individuals and businesses. Our team of certified professionals specializes in navigating complex insurance needs, offering tailored policies that adapt to evolving client requirements. We prioritize transparency, competitive pricing, and comprehensive protection across personal and commercial lines.Our commitment to community involvement and industry expertise positions us as a trusted advisor in risk management. Clients benefit from streamlined processes including instant quoting, online bill payment, and dedicated claims support. With four Massachusetts locations, we serve clients statewide while maintaining a personalized approach to insurance solutions.
Services
Car Insurance
Homeowner Insurance
Business Owners Policy
Workers Compensation
Commercial Property
General Liability
Life Insurance
Condo Association
Cyber Insurance
Personal Umbrella
Details
- Year established: 1998
Highlights and features
- We offer 20+ years of insurance expertise with certified professionals
- Our team provides personalized solutions from 16+ leading carriers
- We maintain 4 convenient Massachusetts office locations
- Our specialists handle complex insurance needs with transparency
- We combine competitive pricing with comprehensive coverage options
What people say
Saved us money
Exceptional professionalism
Very responsive
Good coverage
Top tier partners
Services
Personal Insurance
We provide comprehensive personal insurance solutions protecting individuals' assets and lifestyles. Our offerings include auto, home, life, and specialty coverage options tailored to unique client needs. With access to multiple carriers, we help clients find optimal protection at competitive rates while ensuring personalized service throughout the policy lifecycle.
Business Insurance
Our business insurance services protect companies from industry-specific risks through customized commercial policies. We offer general liability, property coverage, and specialized protections for sectors like construction, healthcare, and technology. Our team develops risk management strategies that grow with businesses while maintaining compliance with regulatory requirements.
Workers Compensation
We provide workers' compensation insurance solutions that protect businesses and employees from job-related injuries and illnesses. Our policies meet state requirements while offering comprehensive coverage for medical expenses and lost wages. We work with businesses to implement safety programs that reduce claims and lower premiums over time.
General Liability
Our general liability insurance protects businesses from third-party claims involving property damage, bodily injury, and advertising injuries. We offer customizable policies that address specific industry risks while providing financial protection against common lawsuits. Our experts help businesses understand coverage limits and risk mitigation strategies.
Condo Association
We specialize in condo association insurance providing master policies that protect shared property and common areas. Our coverage includes building structures, liability protection, and loss assessment coverage. We work with associations to develop policies that meet bylaw requirements while offering competitive pricing through our carrier network.
People
Bill Garrity
President / Agent
Bill Garrity leads Garrity Insurance with 25+ years of industry experience. A Certified Insurance Counselor, he focuses on creative risk solutions while mentoring insurance professionals. He holds a BA in economics from Boston College and actively participates in dog training and family activities.
Lourdes Franco
Executive VP of Operations
Lourdes Franco manages daily operations with 20+ years in insurance. She oversees client services, underwriting, and claims while fostering staff development. Her social psychology background from UMass Boston informs her client-focused approach. She actively serves her church community and values relationship-building.
Bob Garrity
Vice President
Bob Garrity specializes in personal and commercial insurance with a focus on condo policies. A Certified Insurance Counselor since 2009, he combines property-casualty expertise with community involvement through Winchester Rotary and youth baseball programs. He enjoys outdoor activities with his family.
Will Monks
Vice President
Will Monks serves auto repair shops across Massachusetts with specialized insurance solutions. With 20+ years in the industry, he helps clients maximize repair plate value. Active in the Marblehead Chamber of Commerce and youth soccer, he balances professional commitments with ocean-related family activities.
Ara Yacubian
Assistant Vice President
Ara Yacubian advises mid-market companies on risk management with expertise in workers' compensation. A Certified Workers Compensation Advisor, he teaches Sunday school and mentors young professionals. His construction risk specialization benefits clients in food manufacturing, restaurants, and construction sectors.
Questions
What types of personal insurance do you offer?
We provide car, home, life, flood, boat, condo, renters, and umbrella insurance policies tailored to individual needs.
How can I get a business insurance quote?
Request a quote through our website or contact our specialists directly for customized commercial insurance solutions.
Do you offer online payment options?
Yes, our ePay system allows secure online bill payments for both personal and business insurance policies.
What areas do you serve?
We serve clients in Massachusetts, New Hampshire, Maine, Rhode Island, New York, Connecticut, Florida, and Vermont.
Are your agents certified professionals?
Yes, our team includes Certified Insurance Counselors and specialists with decades of combined industry experience.
How do you handle insurance claims?
Our dedicated claims specialists provide personalized support to ensure timely and fair resolution of all insurance claims.
Reviews (6)
Gail Bonica
Dec 24, 2021
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Positive:Responsiveness
Cindy has been a pleasure to work with. In the last few weeks she has helped me through the cancellation of a homeowners policy through the sale of the home and also helped me navigate the process for a car accident I had on December 18th. Thank you Cindy for all your help!
Cindy has been a pleasure to work with. In the last few weeks she has helped me through the cancellation of a homeowners policy through the sale of the home and also helped me navigate the process for a car accident I had on December 18th. Thank you Cindy for all your help!
Zazy Atallah
Dec 24, 2021
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Garrity Insurance provides great service. We have been with Bob Garrity for over 20 years. All staff are responsive and problem solvers. We have been working with Cynthia Fay now for over a decade. Her service is impeccable. She manages all our type of insurance. her dedication is professional with great quality since our first day.
Scott Wankel
Dec 20, 2021
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Positive:Professionalism,Quality,Responsiveness
Agents actively work to get you the best rates, and keep you up to date on all of the discounts you can get to save money. Having them on your side is a no-brainer. Cindy was superb!
Agents actively work to get you the best rates, and keep you up to date on all of the discounts you can get to save money. Having them on your side is a no-brainer. Cindy was superb!
Marissa Parris
Dec 16, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Cindy Fay is very professional and helpful in handling my application. Shes very nice and so responsive on my questions. Great experience with her and so glad with her good quality help. Big thumbs up for her!!!
Cindy Fay is very professional and helpful in handling my application. Shes very nice and so responsive on my questions. Great experience with her and so glad with her good quality help. Big thumbs up for her!!!
Isaac Barbour
Dec 10, 2021
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I've been a customer of Garrity for 6+ years, and they have been nothing but professional. Insurance is not something that I want to think about often, and they've been great at keeping it that way! I've been working with Cindy specifically, who is always able to quickly and efficiently handle any request I have. Within the last two years, I've added insurance for my wife's engagement ring, bought a new car, and got married - she had each policy change implemented the same day that I called.
Christina Capracotta
Nov 19, 2021
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Cindy has been exceptional since I've had the pleasure of working with her at Garrity. Year after year, she continues to go above and beyond to provide my family and I with the best coverage at the best cost to us. She is always responsive, helpful, and always provides us with a level of comfort where we know we are in good hands. Thank you again, Cindy!
