Business Details
27 Years
experience
Your Trusted Financial Partner in Plymouth, MI
GEM Asset Management was founded in 1999 by Steve Alexandrowski after a career transition from teaching to financial services. Our firm is built on the principles of personalized attention, community engagement, and long-term client partnerships. We specialize in serving individuals with complex financial needs, including entrepreneurs and families with special needs children, while maintaining a commitment to ethical practices and local philanthropy. Our investment philosophy emphasizes global diversification, risk management, and adapting to life's unpredictable changes.With over two decades of experience, we focus on balancing present financial needs with future security through comprehensive planning strategies. Our team of seven professionals combines certified expertise (CFP, AWMA, CRPC designations) with a dedication to leaving a positive legacy in both client relationships and community impact.
Services
Financial Planning
Investment Management
Retirement Planning
Tax Strategies
Estate Planning
Details
- Year established: 1999
Highlights and features
- We provide personalized financial strategies tailored to individual life circumstances
- Our team combines modern tools with traditional values of personal attention
- We specialize in serving families with special needs children
- Our investment approach emphasizes global diversification and risk management
- We maintain transparent communication with prompt response to client inquiries
Associations and certifications
- CFP
- AWMA
- CRPC
Services
Financial Planning
Our financial planning service creates customized strategies to meet your unique goals. We analyze your complete financial picture to develop actionable plans addressing retirement, education funding, and wealth transfer. With ongoing guidance, we help clients navigate life's changes while maintaining financial stability.
Investment Management
We implement diversified investment strategies tailored to individual risk tolerance and objectives. Our approach combines global market exposure with careful risk assessment to optimize long-term growth potential. Regular portfolio reviews ensure alignment with evolving financial goals and market conditions.
Retirement Planning
Our retirement planning service develops sustainable income strategies for life after work. We analyze Social Security optimization, pension options, and withdrawal sequences to prevent outliving resources. The planning process considers healthcare costs, longevity, and lifestyle requirements for comprehensive retirement security.
Tax Strategies
We develop tax-efficient strategies to minimize liabilities across investment accounts and income sources. Our approach coordinates with CPA partners to optimize deductions, credits, and tax-deferred growth opportunities. We focus on legal tax reduction methods that align with overall financial objectives.
Estate Planning
Our estate planning service ensures wealth distribution according to client wishes while minimizing tax implications. We coordinate with legal professionals to establish trusts, wills, and beneficiary designations. The process addresses special needs provisions and charitable giving strategies for comprehensive legacy planning.
People
Steve Alexandrowski
Founder
With over two decades in financial services, Steve established GEM Asset Management after teaching experience. He holds the CFP designation and focuses on client relationships and firm leadership.
S. Timothy Story
Partner
Joining GEM early in its development, Tim brings collaborative expertise to investment strategies. He works closely with clients to implement personalized financial solutions aligned with long-term objectives.
Steven Renaldi
Director of Investments
As Director of Investments, Steven manages portfolio strategies and market analysis. His role focuses on maintaining diversified investment approaches that align with client risk profiles and financial goals.
Lisa Carey
Director of Financial Planning
Lisa leads the financial planning process with AWMA and CRPC designations. She specializes in creating comprehensive strategies that address complex financial situations and life transitions.
Questions
What services does GEM Asset Management offer?
We provide financial planning, investment management, retirement planning, tax strategies, and estate planning services tailored to individual client needs.
Who are GEM's typical clients?
We work with individuals seeking thoughtful financial partnerships, including entrepreneurs, leaders, and families with special needs children.
What investment philosophy does GEM follow?
Our approach emphasizes global diversification, risk management, and long-term market perspective while acknowledging inevitable market volatility.
How does GEM incorporate community involvement?
We actively support local causes through financial contributions and volunteer efforts, focusing on education, healthcare, and community development organizations.
What makes GEM different from other firms?
We combine personalized attention with modern financial tools, maintaining transparent communication and specialized expertise for complex financial situations.
