Business Details
Your Trusted Partner for Independent Financial Advising
Octo Capital is an independent investment management and advisory firm founded on the principle of fiduciary responsibility. We prioritize client interests through personalized financial planning and investment strategies grounded in Nobel Prize-winning research. Our approach emphasizes tax efficiency, cost-effectiveness, and comprehensive wealth optimization, serving a select group of clients to maintain high service standards.We combine discretionary asset management with concierge-level service, utilizing Dimensional Fund Advisors' resources and partnering with Charles Schwab for secure custody. Our team focuses on long-term relationships, offering transparent fixed-fee structures and tailored solutions for retirement planning, tax mitigation, and estate strategies.
Services
Investment Management
Financial Planning
Tax Planning
Portfolio Rebalancing
Tax Loss Harvesting
Highlights and features
- We operate under a fiduciary duty to act solely in your best interest.
- Our fixed-fee structure ensures transparent, predictable pricing.
- We utilize Nobel Prize-winning research for evidence-based investment strategies.
- Personalized service for a select group of clients ensures dedicated attention.
- Concierge-level support with daily portfolio tracking and regular review meetings.
Associations and certifications
- SEC-Registered Investment Adviser
- Accredited Investment Fiduciary
Services
Investment Management
Our investment strategies are based on Nobel Prize-winning academic research, utilizing Dimensional Fund Advisors' resources. We create diversified portfolios aligned with your financial goals, employing tax-loss harvesting and discretionary management. Services include asset allocation, rebalancing, and performance tracking for long-term wealth growth.
Financial Planning
We develop comprehensive financial plans addressing retirement income, tax efficiency, and estate strategies. Our services include Social Security optimization, required minimum distribution planning, and insurance analysis. We focus on quantifying financial decisions to help clients achieve long-term security through personalized frameworks.
Tax Planning
Our tax planning services include forward-looking income tax estimates, bracket management, and Roth IRA conversion strategies. We analyze portfolio withdrawals' impact on Medicare premiums and coordinate tax-sensitive investments. Services aim to minimize liabilities while complying with IRS regulations and avoiding penalties.
People
Daniel Shub
Principal | Accredited Investment Fiduciary
Daniel Shub founded Octo Capital after working at a Fortune 500 company. He holds the Accredited Investment Fiduciary designation and serves clients nationwide. With engineering roots, he applies analytical rigor to financial planning for professionals and retirees.
Questions
What services does Octo Capital offer?
We provide fixed-fee investment management, financial planning, and tax optimization services using Nobel Prize-backed strategies.
How is Octo Capital compensated?
We charge fixed retainer fees ($4,000–$12,000/year) or asset-based fees (1.00–1.25%/year) depending on client needs.
Are you legally required to act in my best interest?
Yes, as an SEC-Registered Investment Adviser, we operate under strict fiduciary standards.
How do you handle client investments?
We partner with Charles Schwab for secure custody, maintaining limited management authority over client accounts.
What investment approach do you use?
We implement strategies based on Nobel Prize-winning research from Eugene Fama and William Sharpe through Dimensional Fund Advisors.
Reviews (5)
David Grace
Jan 08, 2021
Report
We are very happy working with Daniel. We are comfortable with his approach. He is knowledgeable and very good about explaining our plan. One of my priorities was to have someone my wife could trust if something happened to me, and she really likes Daniel. He is patient and explains things very well.
Keith G. Ahee
Oct 16, 2020
Report
Positive:Professionalism,Responsiveness
Daniel is great to work with. I love his experience and evidence based approach to manage my portfolio. He is always responsive and open and honest and has helped me greatly.
Daniel is great to work with. I love his experience and evidence based approach to manage my portfolio. He is always responsive and open and honest and has helped me greatly.
Jim Kaurich
Jul 11, 2020
Report
Positive:Professionalism
Very professional and knowledgeable in building a solid financial base for retirement. Daniel Shub is very concerned about helping grow your retirement account.
Very professional and knowledgeable in building a solid financial base for retirement. Daniel Shub is very concerned about helping grow your retirement account.
Gregory Thompson
Jul 07, 2020
Report
We've been with Daniel for about 5 years. He is always available to discuss our concerns and questions of our investments and strategies. What we like about Daniel is that he explains things in terms we can understand. We never leave his office without clear understanding the direction of our long term and short term goals. Since we moved out of state Daniel meets with us online zoom and reviews our accounts. I recommend his service's as a trusted advisor.
Greg T
Greg T
Alex Delassa
Jan 13, 2020
Report
Clear process! I agree with the investment choices used and feel much better having everything reviewed and organized.
