Business Details
Your Trusted Financial Partner in Adrian, MI
TLC Community Credit Union has been dedicated to empowering financial freedom for individuals and businesses in the Adrian, Michigan area. Our mission centers on providing accessible, community-driven financial solutions through personalized checking and savings accounts, competitive lending options, and innovative digital tools. We prioritize financial education and neighbor-to-neighbor support, offering resources like bite-sized learning modules and local expert guidance to help members make informed decisions.With 24/7 online banking access, mobile services, and a network of fee-free ATMs, we eliminate traditional banking inconveniences while maintaining a human touch through in-person appointments and community engagement initiatives. Our commitment to local impact is demonstrated through over $800,000 in community donations, scholarships, and youth programs since 2017.
Services
Checking Accounts
Savings Accounts
Auto Loans
Home Equity Loans
Credit Cards
Student Loans
Business Banking
Mobile ATM Service
Financial Education
ACH Processing
Highlights and features
- We offer 24/7 online banking with no monthly service fees on checking accounts
- Our competitive APRs start at 5.69% for auto loans and 6.69% for boats/RVs
- We provide fee-free access to 30,000+ CO-OP ATMs nationwide
- Our financial education center features local expert-led resources and fraud prevention tips
- We've awarded 72 $1,000 scholarships and supported over 600 summer camp kids since 2017
Associations and certifications
- NCUA
- NMLS
Services
Checking Accounts
Our no-fee checking accounts provide financial flexibility with options for cashback rewards and high-yield returns. Digital tools enable budget tracking and fraud protection while maintaining accessibility through physical branches. Account holders benefit from 24/7 online access and mobile check deposit features.
Auto Loans
Competitive auto loan programs start at 5.69% APR with flexible terms for new and used vehicle purchases. Our streamlined application process allows pre-approval in minutes through secure online platforms. Loan specialists work with members to find optimal financing solutions regardless of credit history.
Home Equity Loans
Home equity financing options help members leverage property value for major expenses or debt consolidation. We offer fixed-rate terms with personalized guidance from mortgage specialists. Competitive rates and local decision-making distinguish our home lending services from traditional banks.
Financial Education
Comprehensive financial literacy resources include video courses from local experts, fraud prevention guides, and practical budgeting tools. Our educational platform addresses real-life financial challenges while promoting long-term wealth building. Members access bite-sized learning modules tailored to different life stages.
Business Banking
Tailored business banking solutions feature commercial checking, merchant services, and lending programs for local enterprises. Remote deposit capture and ACH processing streamline cash flow management. Dedicated relationship managers provide personalized support for business growth and operational needs.
Questions
How do I open an account with TLC Community Credit Union?
Visit our website to enroll in online banking and open accounts instantly. No initial deposit required for most accounts with convenient mobile access available.
What loan products do you offer?
We provide auto, boat, RV, home equity loans and credit cards with competitive rates starting at 5.69% APR. Business lending options include commercial loans and merchant services.
Are there fees for ATM usage?
Access 30,000+ CO-OP ATMs nationwide without surcharges or foreign ATM fees through our fee-free network partnership.
Do you offer financial education resources?
Our Learning Center provides free video courses from local experts, practical blog posts, and fraud prevention tools to improve financial literacy.
What community initiatives do you support?
We've donated over $800,000 to local causes since 2017, funded 72 scholarships, and supported summer camp programs for 600+ children annually.
Reviews (6)
Thom Puszczewicz
Feb 07, 2022
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We have been with TLC over 20 years. Great people, timely service, convenient location, all makes TLC our choice for banking.
Diane Jones
Jan 03, 2022
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This bank is the worst!! Drive through tellers are rude and unprofessional. On more than one occasion I have left angry and annoyed.
Micah Loar
Oct 13, 2021
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Been a client for multiple years, I’ve been on a traveling job the last year, and having your card turned off 1200 miles away from home and not having a place to stay with a winter storm on its way in was really frustrating and scary. Very unhappy with TLC as this isn’t the first time something like this has happened and I’ve explained my travel situation multiple times to them.
YOU NEED TO HAVE AN AFTER-HOURS HOTLINE TO CALL FOR REASONS LIKE THIS, ITS UNACCEPTABLE AND UNPROFESSIONAL!
YOU NEED TO HAVE AN AFTER-HOURS HOTLINE TO CALL FOR REASONS LIKE THIS, ITS UNACCEPTABLE AND UNPROFESSIONAL!
Andy Zydber
Mar 31, 2021
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DONT trust this credit union. Fees are outrageous, takes literally 20 mins to get somebody on the phone. they have maximum 2 people working there because they are lazy. IOTT Insurance upstairs are terrible people and crooks. PLEASE, Go to Blissfield State Bank instead.
Heather B.
Mar 18, 2021
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Can you imagine working 40 hours a week at a job and earning a paycheck and then being denied access to your money? Well that's what happens when you trust TLC bank with your money . Always a surprise never a phone call or message 9f any kind. Just randomly go to make a purchase and have my funds denied. My husband went to withdraw money at an ATM and was told that his funds were restricted.
Upon further investigation I was told that a $27.67 purchase at a local gas station within 2 miles down the road from my house (that we frequent. almost daily) was deemed "suspicious"/fraudulent
Upon further investigation I was told that a $27.67 purchase at a local gas station within 2 miles down the road from my house (that we frequent. almost daily) was deemed "suspicious"/fraudulent
Tammy Renee Williams-Long
Apr 12, 2020
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It’s just a great place to do business. Everyone that works there is exceptional great!!💜💙
