Business Details
34 Years
experience
Your Trusted Mortgage Partner in Connecticut and Beyond
First World Mortgage has been a trusted mortgage lending partner since 1992, serving homebuyers and homeowners across Connecticut, Massachusetts, Rhode Island, New Jersey, Florida, Tennessee, and Georgia. Our team of licensed professionals brings over 100 years of combined experience to deliver customized loan solutions tailored to each client's unique financial needs. We specialize in a comprehensive range of mortgage products including conventional loans, FHA programs, USDA financing, and CHFA options for first-time buyers. With a proven track record as Connecticut's top FHA purchase lender and CHFA lender, we combine competitive rates with strategic industry relationships developed over three decades.Our proprietary systems ensure transparent communication throughout the lending process, while our HomeBuyer University provides educational resources to simplify the home buying journey. As a locally-rooted yet nationally-connected lender, we maintain rigorous compliance with state-specific regulations while offering innovative online tools for 24/7 loan management. Our commitment to exceptional customer service has earned recognition as a 2023 Top Workplace, reflecting our dedication to making homeownership dreams achievable for every client.
Services
Mortgage Lending
Home Refinancing
FHA Loans
Conventional Loans
USDA Loans
CHFA Programs
Home Renovation Loans
Investment Property Loans
Vacation Home Loans
Online Mortgage Tools
Details
- Year established: 1992
Highlights and features
- We have over 30 years of mortgage lending experience with a proven track record
- Our team offers 100+ years combined expertise in home loan solutions
- We provide access to every major loan program in the industry
- Our proprietary systems ensure transparent communication throughout the process
- Recognized as Connecticut's top FHA purchase lender and CHFA lender
Services
Mortgage Lending
Our mortgage lending services provide comprehensive financing solutions for home purchases and refinancing. We offer competitive rates and personalized guidance through every step of the loan process. Our experienced team helps clients navigate conventional, FHA, and specialized state programs to achieve homeownership goals.
Home Refinancing
Our home refinancing options help homeowners reduce monthly payments, access equity, or adjust loan terms. We offer FHA streamline refinancing, no-cost options, and customized solutions for various property types. Our process simplifies rate adjustments and loan modifications with expert support.
FHA Loans
FHA loan programs provide flexible financing for qualified borrowers with lower down payment requirements. Our specialists guide clients through FHA 203K renovation loans and streamline refinancing options. We maintain top lender status for FHA purchases in Connecticut.
USDA Loans
USDA loan programs offer 100% financing for eligible rural and suburban properties. Our team helps qualified buyers achieve homeownership with zero down payment options. We provide expert guidance on eligibility requirements and application processes for these specialized loans.
CHFA Programs
Connecticut Housing Finance Authority programs deliver affordable solutions for first-time homebuyers. We offer 100% financing options with competitive rates for qualified applicants. Our expertise as Connecticut's top CHFA lender ensures smooth processing for these specialized loan programs.
People
Frank Sidoti
President
Frank Sidoti leads First World Mortgage with over 30 years of industry expertise. Under his leadership since 1992, the company has grown into a top mortgage lender while maintaining personalized service. He specializes in strategic lending solutions and industry relationship development.
Questions
How do I get pre-approved for a mortgage?
Complete our online form to receive a rate quote within minutes. Our loan officers will contact you to discuss your options and guide you through the pre-approval process.
What loan programs do you offer?
We offer conventional, FHA, USDA, CHFA, and state-specific programs. Our loan options include purchase loans, refinancing, renovation financing, and specialized solutions for first-time homebuyers.
Which states do you service?
We provide mortgage services in Connecticut, Massachusetts, Rhode Island, New Jersey, Florida, Tennessee, and Georgia. Our lending capabilities cover both primary residences and investment properties.
Can I apply for a mortgage online?
Yes, our 24/7 online application system allows you to start the mortgage process anytime. You can review loan alternatives, submit documentation, and track your application status through our digital platform.
How long does the mortgage process take?
Typical loan processing takes 30-45 days from application to closing. Our experienced team works efficiently to meet deadlines while maintaining rigorous compliance standards throughout the lending process.
Reviews (5)
Adriana
Oct 24, 2021
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Don't waste your time. I did my application, Oguz Kuruca called me once and sent me an email to basically hurry up and submit all my documents. I haven't heard from him since. I sent him two email asking about the steps moving forward and got NOTHING and it's been a month. Unless he is on vacation this is unacceptable. I wasted my time and submitted a lot of my personal information to not even be acknowledged after. Happy I did not get further in the process with this company or him.
Beata Rogowski
Jun 03, 2021
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Just closed on my 1st home and I had the pleasure with working with Shae Hobbs she is so amazing truly enjoy what she does. My home buying process had a lot of Ups and Downs but without Shae I don't know if I would be able to have handled it no matter how many questions I had or how many times I bugged her she always answered all my questions and was very professional. She was my rock during this process. Thank you so much Shae your amazing.
Marina Quinn
May 07, 2021
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Positive:Professionalism,Quality
I was referred to First World and Mr. Moore by an acquaintance and its been an excellent experience. A refreshing change from a few others Ive dealt with over the last several years in the Northeast. Mr. Moore is very professional, courteous, knowledgeable, and the company is first rate.
I was referred to First World and Mr. Moore by an acquaintance and its been an excellent experience. A refreshing change from a few others Ive dealt with over the last several years in the Northeast. Mr. Moore is very professional, courteous, knowledgeable, and the company is first rate.
Hannibal Ten
Apr 26, 2021
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Anthony Difusco jr is the best. Walked me through it step by step and kept in touch 3 yes before buying because I called showing interest. Very low apr clear cut instructions. I've gotten 2 homes from fwm.
Michael S.
Feb 25, 2021
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I was introduced to Mary Saunders after having multiple issues with another company. She has been extremely upfront with the process and stuck around the whole time. I had come from a company that i would not hear back from for a week plus. She added a positive approach even during the more stressful times...keeping me on track so to say. Every one at First World was very nice and worked hard to get me the mortgage. I highly recommend and there is no hesitation when people aske who i dealt with. AAAA++++
