At Platinum Mortgage Solutions, we have over 30 years of mortgage industry experience to provide you the most comprehensive service! We provide access to all different loan types to suit all our clients' specific needs. Customized customer service and superior mortgage industry knowledge, saves our clients time and money!
Call today, you'll be so happy you did! Customer service is our strong front. You work with one of us, you always get one of us. No more talking to multiple people trying to get the story straight, over and over searching for an answer, or getting passed around departments to get a callback. Bankers work 9-5 (if that) but our clients can reach us whenever they need, especially when it's crunch time!
Call today, you'll be so happy you did! Customer service is our strong front. You work with one of us, you always get one of us. No more talking to multiple people trying to get the story straight, over and over searching for an answer, or getting passed around departments to get a callback. Bankers work 9-5 (if that) but our clients can reach us whenever they need, especially when it's crunch time!
Services
Our Mission
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Here at Platinum Mortgage Solutions, our goal is always excellent customized customer service with superior mortgage knowledge, providing our clients the guidance and service they need, whenever they need it! Whether it's buying a new home or refinancing an existing home, the Platinum team has your back.
The Loan Process
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Your homebuying journey shouldn't start with looking for a house. It should start with calling the Platinum team. Mortgages are long-term relationships, and you'll want to be confident that your mortgage provider offers a strong combination of quality service and competitive pricing. Pay attention to closing costs and fees in addition to interest rates - they can contribute to a higher overall loan cost.
FHA Loan
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An FHA loan is a mortgage insured by the Federal Housing Administration (FHA). FHA offers low down payments and interest rates may be less impacted by the borrower's credit score. Gift funds may be acceptable with FHA financing. The debt to income requirements are less stringent as compared to conventional, which often means more purchasing power.
Conventional Loan
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A conventional loan is a type of mortgage that is not part of a specific government program, such as Federal Housing Administration (FHA), Department of Agriculture (USDA) or the Department of Veterans' Affairs (VA) loan programs. However, conventional loans are commonly interchangeable with "conforming loans", since they are required to conform to Fannie Mae and Freddie Mac's underwriting requirements and loan limits.
VA Loan
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A VA loan is a mortgage loan program established by the United States Department of Veterans Affairs to help veterans and their families obtain home financing. VA offers 100% financing with no mortgage insurance. A VA Certificate of Eligibility is required to apply for a VA loan. Gift funds may be acceptable.
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