Business Details
43 Years
experience
Your Trusted Partner for Comprehensive Wealth Management Solutions
CWS Financial Advisors has been dedicated to providing exceptional wealth management services since our founding in 1983. Originally established as the Kalamazoo office of A.G. Edwards, we transitioned to an independent registered investment advisor in 2018 while maintaining our core mission of prioritizing client interests. Our boutique approach ensures every client builds a direct relationship with a firm principal, combining decades of experience with personalized service. We specialize in comprehensive financial planning, retirement strategies, and tax-efficient investment management tailored to affluent households and business owners. Our fiduciary commitment means we act solely in your best interest, offering transparent fee structures ranging from 0.50% to 1% of assets under management.Through regular in-person or remote meetings, we maintain ongoing communication to adapt to evolving financial goals. Our collaborative process begins with understanding your unique life circumstances before developing customized wealth management plans. We work closely with attorneys and CPAs to address estate planning and tax optimization needs while providing specialized services for business owners and nonprofit organizations. Our team of certified professionals, including CFPs and CIMA designees, brings both technical expertise and compassionate service to every client relationship. This combination of experience, personalized attention, and ethical responsibility has allowed us to maintain long-term relationships with clients across generations.
Services
Wealth Management
Retirement Planning
Portfolio Management
Estate Planning
Tax Optimization
Business Retirement Plans
Non-Profit Investment Management
Financial Education
Market Analysis
Investment Strategies
Details
- Year established: 1983
Highlights and features
- We offer personalized wealth management plans tailored to your unique financial goals
- Our team includes certified professionals with CFP and CIMA designations
- We operate as a fiduciary, legally obligated to act in your best interest
- Transparent fee structure ranging from 0.50% to 1% of assets under management
- Direct access to firm principals for every client relationship
Associations and certifications
- Registered Investment Advisor (RIA)
- Certified Financial Planner (CFP)
- Certified Investment Management Analyst (CIMA)
What people say
Personalized service
Expert financial guidance
Long-term commitment
Knowledgeable team
Trustworthy advisors
Services
Wealth Management
Our comprehensive wealth management services create customized strategies for affluent households. We develop personalized plans addressing asset management, estate planning, and tax optimization while maintaining ongoing communication through regular meetings and market updates. Our fiduciary approach ensures all recommendations align with your specific financial goals.
Retirement Planning
Specializing in retirement transition planning, we help clients navigate from employment to retirement with confidence. Our services include developing sustainable income strategies, optimizing retirement accounts, and creating long-term financial security plans tailored to individual needs and life circumstances.
Portfolio Management
We provide active portfolio management focused on tax-efficient investment strategies. Our approach combines market analysis with personalized asset allocation to optimize returns while maintaining alignment with each client's risk tolerance and financial objectives through regular performance reviews.
Estate Planning
Our estate planning services coordinate with legal professionals to create effective wealth transfer strategies. We help clients establish legacy plans that address generational wealth transfers, charitable giving, and family business succession while minimizing tax implications.
Tax Optimization
We collaborate with CPAs to implement tax optimization strategies that enhance investment returns. Our services focus on reducing tax liabilities through strategic asset location, tax-loss harvesting, and coordinated financial planning that maximizes after-tax returns for long-term wealth preservation.
People
Joe Splendorio
Principal
Certified Investment Management Analyst with over 25 years of experience in wealth management. Focuses on creating customized investment strategies while maintaining personal client relationships as a firm principal.
Lindsey Splendorio
Principal
Certified Financial Planner dedicated to helping clients achieve long-term financial goals. Specializes in retirement planning and tax-efficient investment strategies as a key firm principal.
Cory Wietfeldt
Principal/CCO
Certified Financial Planner serving as Chief Compliance Officer. Ensures regulatory adherence while maintaining client-focused service standards through his dual role as firm principal.
Christine Batts
Chief Operating Officer
Manages firm operations with over 15 years of financial services experience. Oversees daily operations and client service delivery while maintaining industry compliance standards.
Will Roberts
Financial Advisor
Certified Financial Planner providing personalized financial guidance. Focuses on implementing wealth management strategies that align with clients' evolving financial needs and life circumstances.
Questions
What services does CWS Financial Advisors offer?
We provide comprehensive wealth management services including financial planning, retirement strategies, portfolio management, estate planning, and tax optimization for affluent households and business owners.
Are you a fiduciary financial advisor?
Yes, we operate as a registered investment advisor with a fiduciary duty to act solely in our clients' best interests at all times.
How are your fees structured?
Our fees range from 0.50% to 1% of assets under management, with transparent pricing and no hidden costs or commission-based products.
Do you work with out-of-state clients?
Yes, while based in Kalamazoo, we serve clients nationwide through personalized remote meetings and digital communication tools.
What makes CWS different from other advisors?
We combine direct access to firm principals with certified expertise and a personalized approach that prioritizes long-term client relationships over transactional interactions.
How often do you communicate with clients?
We maintain regular communication through quarterly meetings, monthly market updates, and ongoing email/phone support tailored to each client's preferences.
