Business Details
8 Years
experience
Your Trusted Partner for Financial Freedom Solutions
At Credent Wealth, we believe financial freedom changes lives. Our client-driven approach focuses on delivering personalized financial strategies that align with individual goals and values. With a commitment to transparency and fiduciary responsibility, we offer fee-only investment management, retirement planning, and tax minimization strategies tailored to retirees, executives, business owners, and high-net-worth individuals. Our team of certified advisors prioritizes long-term partnerships, ensuring clients receive conflict-free guidance and customized solutions.By combining technical expertise with a deep understanding of life's financial milestones, we help clients navigate complex decisions while maintaining full transparency in all aspects of service. Our mission is to empower Americans with independent, affordable advice that supports their vision for the future without hidden fees or commissions. Through rigorous risk management and multigenerational estate planning, we safeguard clients' legacies while adapting strategies to evolving market conditions and personal circumstances.
Services
Retirement Planning
Investment Management
Tax Minimization Strategies
Risk Management
Charitable Giving
Estate Planning
Business Planning
High-Net-Worth Investing
Details
- Year established: 2018
Highlights and features
- Commission-free fee-only financial advisory services
- Transparent pricing with no hidden fees
- Personalized financial strategies aligned with client values
- Certified advisors with specialized expertise in retirement planning
- Annual risk audits and performance reviews
Services
Retirement Planning
Our retirement planning service helps clients achieve financial independence through personalized strategies. We analyze income needs, tax implications, and investment alignment to create sustainable retirement income plans. With expertise in market trends and risk management, we ensure portfolios remain aligned with evolving life goals while maintaining tax efficiency.
Investment Management
Credent's investment management service offers diversified portfolio solutions tailored to individual risk profiles. Our team implements multi-strategy approaches with transparent fee structures that decrease as assets grow. Through continuous market analysis and performance reporting, we optimize investment allocations to support long-term financial objectives while maintaining strict compliance standards.
Tax Minimization Strategies
Our tax minimization strategies focus on maximizing after-tax returns through legal deductions and efficient asset placement. Advisors identify opportunities for tax savings in income, real estate, and business contexts while coordinating with external accountants. The service includes annual audits to ensure optimal tax positioning across changing regulatory environments.
Multigenerational Estate Planning
This service ensures wealth transfer according to client wishes while minimizing estate taxes. We coordinate with legal professionals to create comprehensive plans that protect assets, establish healthcare directives, and facilitate smooth probate processes. Our approach integrates charitable giving options and multigenerational wealth preservation strategies.
Business Planning
Credent's business planning service aligns corporate strategies with personal financial goals. We assist owners with succession planning, exit strategies, and tax-efficient growth initiatives. The service includes risk assessment, cash flow optimization, and integration of business assets into overall wealth management frameworks for sustainable long-term success.
People
David Hefty
Chief Executive Officer
David Hefty founded Credent Wealth with a vision for transparent financial advisory services. With CFP certification and agricultural economics expertise from Purdue University, he brings decades of experience in creating client-centric financial solutions while maintaining active community involvement.
Stacy Hefty
President
Stacy Hefty leads strategic initiatives at Credent, combining financial expertise with community leadership experience. As co-founder, she focuses on delivering conflict-free advisory services while maintaining board positions at multiple nonprofit organizations, ensuring alignment with client-centric values.
Edison Byzyka
Chief Investment Officer
Edison Byzyka manages Credent's investment strategies with CFA designation and 15 years of financial markets experience. He oversees the Unified Managed Account platform, provides market commentary, and implements tax-efficient investment solutions while maintaining third-party performance verification standards.
Kyle Osting
General Counsel/Chief Compliance Officer
Kyle Osting ensures regulatory compliance and risk management at Credent. With legal expertise from Ohio State's Moritz College of Law and decade-long financial services experience, he maintains SEC compliance while protecting client and advisor interests through rigorous compliance frameworks.
Joe Haupert
Chief Business Officer
Joe Haupert leads client acquisition efforts at Credent, leveraging 25 years of sales leadership experience. His focus on exceptional advisory experiences combines manufacturing industry expertise with client relationship management strategies to expand access to quality financial planning services.
Questions
What services does Credent Wealth Management offer?
We provide retirement planning, investment management, tax minimization strategies, risk management, estate planning, business advisory, and charitable giving services tailored to individual client needs.
Are Credent advisors fiduciaries?
Yes, our advisors operate under fiduciary standards, always prioritizing client interests above Wall Street incentives with transparent, commission-free advisory services.
How does the financial planning process work?
Our four-step process includes discovery meetings, proposal presentations, plan implementation, and quarterly reviews to ensure ongoing alignment with evolving financial goals and market conditions.
What investment approach do you use?
We employ a multi-strategy, tax-efficient approach with independently audited performance reporting and transparent fee structures that decrease as client assets grow over time.
How are fees structured at Credent?
We use a sliding fee schedule that lowers cost percentages as investments grow, with complete transparency and no hidden fees or commissions across all our advisory services.
Do you work with out-of-state clients?
Yes, while we have physical offices in multiple states, we serve clients nationwide through virtual consultations and remote financial planning services.
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