Business Details
21 Years
experience
Your Trusted Partner for Comprehensive Financial Planning Solutions
Since 2005, KRC Wealth Management has provided professional consulting services to clients across the Charlotte area and beyond. Our approach combines strategic planning with innovative solutions, prioritizing efficient and results-driven relationships. We specialize in creating customized financial plans tailored to individual and organizational needs, focusing on long-term success and client satisfaction. Our team of certified professionals utilizes tax strategies to enhance financial positions through investments, insurance, and estate planning. We maintain a fiduciary responsibility to place client interests first, ensuring transparency and ethical standards in all recommendations.With decades of combined experience, we empower clients to navigate financial challenges confidently. Our services encompass retirement planning, wealth transfer, business financial health, and tax-efficient strategies. We prioritize active listening to understand client goals, addressing concerns with personalized solutions. Our commitment to continuous education and market updates ensures clients receive current, relevant advice. Through a client-centric philosophy, we aim to build lasting relationships grounded in trust and mutual respect.
Services
Financial Planning
Investments
Medicare Insurance
Taxes
Trusts and Estates
Details
- Year established: 2005
Highlights and features
- 25+ years of combined experience in financial planning and tax strategies
- Fiduciary commitment to prioritize client interests above all else
- Customized financial plans tailored to unique individual and business needs
- Holistic approach integrating investments, insurance, and estate planning
- Active community involvement and local market expertise
Associations and certifications
- Certified Financial Planner (CFP)
- Personal Financial Specialist (PFS)
- Certified Public Accountant (CPA)
What people say
Exceptional job
Unique and well thought out
Time to listen
Knowledge and tools
Confident decisions
Services
Financial Planning
Our financial planning service creates customized roadmaps for long-term financial security. We analyze current financial status, define goals, and develop actionable strategies integrating investments, tax optimization, and risk management. Clients receive ongoing guidance to adapt plans as life circumstances evolve.
Investments
We design diversified investment portfolios aligned with risk tolerance and financial objectives. Our approach combines active and passive strategies across public and private markets, focusing on tax-efficient growth and capital preservation through market cycles.
Medicare Insurance
Our Medicare guidance helps clients navigate complex insurance options. We provide personalized analysis of coverage choices, cost implications, and supplemental insurance needs to ensure comprehensive healthcare protection during retirement.
Taxes
We implement strategic tax planning to minimize liabilities and maximize savings. Our services include tax return preparation, year-round tax strategy development, and integration with investment and estate planning to enhance overall financial outcomes.
Trusts and Estates
Our estate planning service preserves wealth through tailored trust structures and legacy strategies. We coordinate asset distribution plans, tax-efficient wealth transfer methods, and probate avoidance techniques to protect family legacies across generations.
People
Keith Richardson
Certified Financial Planner
With 25+ years in finance, Keith specializes in tax-efficient strategies and holistic planning. He graduated from University of South Carolina with an accounting degree and holds CFP, PFS, and CPA certifications.
Joshua Williams
Financial Advisor
Joshua focuses on comprehensive financial confidence through integrated planning. He addresses retirement, business, and estate needs while serving on a local nonprofit board to support community development.
Carson Snell
Intern
UNC Charlotte student pursuing dual majors in Accounting and Finance with a Criminal Justice minor. Gaining practical experience in financial consulting while preparing for professional certification exams.
Questions
What financial planning services do you offer?
We provide comprehensive services including investment management, tax optimization, Medicare guidance, estate planning, and retirement strategies tailored to individual needs.
How do you work with clients?
We begin with a complimentary consultation to understand goals, then develop customized plans integrating multiple financial aspects with ongoing adjustments as needed.
What makes your firm trustworthy?
We operate under strict fiduciary standards, maintain multiple professional certifications, and prioritize client interests through transparent, ethical practices.
Which areas do you serve?
Primarily Charlotte, NC with services extending to South Carolina, Georgia, and Florida residents through virtual and in-person consultations.
Reviews (1)
Bethany Ridgeway
Sep 25, 2018
Report
Keith does an exceptional job to make sure that his clients have the knowledge and tools that they need to make the most informed decision possible. Each clients plan is unique and well thought out and he takes the time to really listen to every care and address any concerns they might have.
