Business Details
50+ Years
experience
Your Trusted Partner for Financial Advisory Solutions
Bragg Financial is an independent, fee-based wealth advisory firm with over six decades of experience serving high-net-worth individuals, families, and institutions. Founded in 1964, our approach combines personalized financial planning with disciplined investment management, guided by core principles of integrity, expertise, and client-centric service. Our team of certified professionals holds advanced designations including CFA, CFP, and CPA, ensuring comprehensive expertise in wealth advisory, family office solutions, and business owner services.We prioritize long-term relationships, transparent communication, and tailored strategies to help clients achieve their financial goals while maintaining a strong commitment to community involvement and ethical standards.
Services
Wealth Advisory
Portfolio Management
Family Office Services
Business Owner Services
Tax Planning
Estate Settlement
Investment Policy Statement
Cash Flow Projections
Charitable Giving Strategies
Asset Protection
Details
- Year established: 1964
Highlights and features
- We offer 61 years of experience in wealth advisory services.
- Our team maintains advanced industry certifications including CFA, CFP, and CPA.
- We provide personalized financial planning tailored to client-specific needs.
- Our investment approach emphasizes tax efficiency and risk-appropriate strategies.
- We maintain transparent fee structures with clear quarterly performance reporting.
Associations and certifications
- CFA Institute
- Certified Financial Planner Board of Standards
- American Institute of CPAs
Services
Wealth Advisory Services
Our wealth advisory services provide comprehensive financial planning tailored to high-net-worth individuals. We develop customized strategies addressing investment management, tax planning, and estate preservation. With a focus on long-term goals, our team creates actionable plans that align with clients' unique financial situations and aspirations.
Portfolio Management
Our portfolio management service employs a disciplined investment approach grounded in academic research. We construct diversified portfolios using individual securities, ETFs, and mutual funds while emphasizing tax efficiency through loss harvesting and strategic asset location. Regular rebalancing ensures alignment with client-specific risk tolerances and financial objectives.
Family Office Services
Family office services address multigenerational wealth planning through mission statements, governance frameworks, and succession strategies. We coordinate with legal and tax professionals to implement estate settlement solutions, fiduciary management, and legacy planning that preserve family wealth across generations while maintaining operational continuity.
Business Owner Services
Business owner services focus on transition planning for company founders. We analyze ownership structures, develop buy/sell agreements, and create succession roadmaps while coordinating with M&A advisors and legal counsel. Our approach addresses both business continuity and personal financial implications of ownership transitions for seamless wealth transfer.
Tax Planning Strategies
Our tax planning strategies incorporate charitable giving vehicles, conservation easements, and retirement account optimization. We implement Qualified Charitable Distributions and asset location techniques to minimize tax liabilities while aligning with clients' philanthropic goals and long-term wealth preservation objectives.
People
Frank Bragg, Jr.
Founder
Founder of Bragg Financial with over 60 years of experience in wealth management. Developed the firm's core philosophy emphasizing integrity, client care, and community commitment through decades of service to Charlotte's financial community.
Benton Bragg
CFA, CFP
Portfolio Manager with expertise in investment strategy and market analysis. Leads quarterly commentary development while maintaining 26 years of average team experience in constructing risk-appropriate portfolios for high-net-worth clients.
Meghan Oldis
CPA, CFP
Tax planning specialist with recognized expertise in retirement tax strategies. Developed innovative approaches to charitable giving and conservation easement planning while maintaining active CPA and CFP certifications.
George W. Climer III
CFP
Financial planning director responsible for client education programs and transition strategies. Coordinates annual Bragg Bootcamp sessions while developing comprehensive business succession plans for entrepreneurial clients.
Emily Rose Sheffield
CFP
Charitable giving specialist focusing on Qualified Charitable Distributions and donor-advised funds. Provides strategic guidance for philanthropically inclined clients seeking tax-efficient ways to support community initiatives.
Questions
What services does Bragg Financial offer?
We provide wealth advisory services including financial planning, portfolio management, family office solutions, business owner transition planning, and tax-efficient charitable giving strategies.
How are fees structured for investment management?
Our advisory fees start below 1% of assets under management with a $5 million minimum requirement, decreasing at higher portfolio values.
What investment approach do you use?
We employ a long-term, diversified strategy combining individual securities, ETFs, and mutual funds with tax loss harvesting and risk-appropriate allocations.
Do you work with out-of-state clients?
While based in Charlotte, we serve clients nationwide through virtual consultations and coordinated professional networks.
How often do you review investment portfolios?
We provide quarterly performance reports and rebalance portfolios to target allocations at regular intervals or when significant market changes occur.
What makes Bragg Financial different from other firms?
Our combination of 61-year heritage, CFA/CFP-certified team, transparent fee structure, and personalized service model creates unique value for discerning clients.
