You become eligible for Medicare, the federally operated medical insurance program, when you turn 65. Original Medicare, also known as Medicare Parts A & B provides some coverage for medical visits, hospital stays, home healthcare and other healthcare needs. However, Original Medicare does require you to pay a premium and there are usually additional out of pocket expenses for medical services and supplies.
Original Medicare also doesn't cover most of your prescription drug needs. Some folks may want different coverage that can better suit their health care needs. At Triangle Life & Health we work with multiple carriers in different cities and states, so we can help you understand the options available for your needs and budget.
Original Medicare also doesn't cover most of your prescription drug needs. Some folks may want different coverage that can better suit their health care needs. At Triangle Life & Health we work with multiple carriers in different cities and states, so we can help you understand the options available for your needs and budget.
Services
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In our agency, we take great pride in the quality of service we provide for our customers. Whether our clients need help selecting a Medicare Advantage Plan, choosing a Medicare Supplement Policy, or just understanding their insurance coverage we'll always be there ready to help.
We know our clients and we know insurance, so our clients enjoy the peace of mind that comes with knowing their insurance agency can help them regardless of how big, small, unique, or specific their insurance needs are.With the years of experience we bring to the table there isn't much we haven't seen before, and you never know when that's going to come in handy.
We know our clients and we know insurance, so our clients enjoy the peace of mind that comes with knowing their insurance agency can help them regardless of how big, small, unique, or specific their insurance needs are.With the years of experience we bring to the table there isn't much we haven't seen before, and you never know when that's going to come in handy.
Medicare Overview
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People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD). Part A covers inpatient hospital stays, care in a skilled nursing facility, hospice care, and some home health care. Part B covers certain doctors' services, outpatient care, medical supplies, and preventive services.
Medicare Advantage Part C
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Medicare Advantage Plans, sometimes called "Part C" or "MA Plans, " are an "all in one" alternative to Original Medicare. They are offered by private companies approved by Medicare. If you join a Medicare Advantage Plan, you still have Medicare. These "bundled" plans include Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance), and usually Medicare prescription drug (Part D).
Medicare Advantage Prescription Drug PPO
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For more than 50 years, Humana, headquartered in Louisville, Kentucky, has been an innovator with a commitment to service, health and wellness. Our focus on people, choice, engagement and innovation guides our business practices and decision-making.
In addition to group health plans, Humana's diverse lines of business position us to serve millions of people with a wide range of needs, including seniors, military members and self-employed individuals.
In addition to group health plans, Humana's diverse lines of business position us to serve millions of people with a wide range of needs, including seniors, military members and self-employed individuals.
Prescription Drug Plan Part D
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Medicare prescription drug coverage is an optional benefit offered to everyone who has Medicare. Generally, you'll pay this penalty for as long as you have Medicare prescription drug coverage. Each plan can vary in cost and drugs covered. These plans (sometimes called "PDPs") add drug coverage to Original Medicare, some Medicare Cost Plans, some Medicare Private Fee-forService (PFFS) Plans, and Medicare Medical Savings Account (MSA) Plans.
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