Osborne Insurance Services

We are a local health insurance agency based in Raleigh, North Carolina. Mike Osborne Sr. founded the company in 1997 and successfully matched thousands of people to comprehensive healthcare plans that fit their needs and budget-all on his own. In 2008, his son Michael Jr. joined the company after graduating from the University of North Carolina, and within a few short years the family business doubled in size.

These are just a few of the roles you entrust us with as an insurance professional. At Osborne Insurance, we value that trust and work hard to keep it. That is why, as your licensed representative with the insurance company, we assist you with every step of the shopping experience and remain your advocate for the life of the plan.

The Affordable Care Act (ACA), signed into law in 2010, consists of nearly 11,000 pages. While the law accomplished many things, its signature achievement was the complete regulatory overhaul of the the United States' healthcare system-with specific emphasis on the health insurance industry. All plans must be Guaranteed Issue.

The Affordable Care Act (ACA), also commonly referred to as Obamacare, requires that health insurance plans provide ten essential health benefits. This requirement ensures that all consumers can enjoy the advantages of comprehensive coverage. For more than 18 years, our team has remained dedicated to helping clients find the coverage that best fits their needs.

As part of the Affordable Care Act, commonly referred to as Obamacare, Americans have an opportunity to enroll in a healthcare policy during an Open Enrollment Period each year. Before we get into the details of this enrollment period, it's important to understand the purpose of the ACA. It is a law enacted in 2010 that was designed to make affordable health insurance more accessible to all Americans.