Business Details
50+ Years
experience
Your Community Credit Union in Vienna, IL
Established in 1972, River to River Credit Union began as a small cooperative serving Vienna Correctional Center employees with a mission to provide affordable financial services. Over five decades, we have grown to serve six Southern Illinois counties while maintaining our core values of community focus and member ownership. Our services have expanded beyond basic savings and loans to include competitive personal loans, mortgages, auto refinancing, and digital banking solutions tailored to local needs. We prioritize personalized service, ensuring every member feels valued as an owner of the cooperative. Our team combines deep local knowledge with financial expertise to deliver transparent, ethical banking solutions.As a not-for-profit institution, we reinvest earnings to benefit members through better rates and lower fees. Our commitment to innovation is balanced with a steadfast dedication to the personal touch that defines our institution. We serve diverse groups including correctional centers, health departments, and regional residents, fostering financial wellness across generations. Our history of steady growth reflects our ability to adapt while preserving the trust that has made us a community cornerstone. Today, River to River Credit Union remains a trusted financial partner where members belong.
Services
Personal Loans
Mortgage Loans
Auto Refinancing
Checking Accounts
Savings Accounts
Online Banking
Loan Services
Share Draft Accounts
CD Accounts
Bill Pay Services
Details
- Year established: 1972
Highlights and features
- We are a member-owned cooperative focused on community financial wellness
- Our service area includes six Southern Illinois counties with local expertise
- We offer personalized banking solutions with competitive rates and low fees
- Our not-for-profit model reinvests earnings to benefit members directly
- We combine digital innovation with traditional personal service values
Services
Personal Loans
We provide competitive personal loans for automobiles, motorcycles, boats, recreational vehicles, and vacations. Our flexible terms and low rates help members achieve financial goals. Secured options include share and CD-backed loans with favorable conditions.
Mortgage Loans
Our mortgage specialists offer fixed and variable rate home loans tailored to individual needs. With personalized guidance from NMLS-licensed professionals, we help members navigate home financing options. Competitive rates support local homeownership goals.
Auto Refinancing
We help members reduce auto loan costs through refinancing opportunities. By replacing existing loans with our competitive rates, clients can lower monthly payments. Our process simplifies transitioning to better financing terms.
Checking Accounts
Our Share Draft accounts offer convenient access through debit cards, checks, and ATMs. Features include free bill pay and 24/7 digital access. These accounts provide liquidity while maintaining member control over funds.
Savings Accounts
We offer diverse savings options including traditional share accounts, CDs, and specialty club accounts. These tools help members build financial security with competitive rates. Our products support both short-term and long-term savings goals.
People
Steve Sanders
Loan Officer
NMLS #583597 Steve Sanders specializes in mortgage lending with decades of local banking experience. He guides members through home financing options at River to River Credit Union.
Questions
Who is eligible for membership?
Residents or workers in Johnson, Pope, Hardin, Saline, Pulaski, or Alexander counties in Illinois qualify. Employees of specific correctional centers, health departments, and affiliated organizations also qualify.
What loan products do you offer?
We provide personal loans for vehicles, boats, RVs, vacations, and home mortgages. Auto refinancing options help reduce existing loan costs with competitive rates.
Are your services available online?
Yes, our 24/7 online banking includes bill pay, account management, and loan payment options. Access your accounts anytime through our secure digital platform.
How does being a credit union benefit me?
As a member-owned cooperative, we return profits to members through better rates and lower fees. Your membership gives you ownership rights and voting privileges.
What are your branch hours?
Drive-up services are available Monday-Friday 7:30 AM - 5:00 PM. Lobby hours are Monday-Friday 8:30 AM - 4:30 PM and Saturday 8:30 AM - 11:30 AM.
Reviews (1)
Amy Little
Dec 06, 2020
Report
I've been banking here and obtaining an occasional loan from them for many years. They are absolutely the best and easiest credit union I have every worked with! Great rates, friendly service. Can't be beat!
