We are completely not for profit, we have tax advantages, and our board of directors are all volunteers, which means we can offer lower rates than any bank. Our 2020 CUNA Membership Benefits Report estimated that SIU Credit Union provided $5,685,819 in direct financial benefits to its members. That's a difference we're committed to.
Each year, we donate our time and money back to our local community, through numerous efforts. For example, we've provided free financial education to over 19,800 local students at 204 schools in 2020.
Each year, we donate our time and money back to our local community, through numerous efforts. For example, we've provided free financial education to over 19,800 local students at 204 schools in 2020.
Services
Locations & Hours
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A member service representative will respond to your message (if you choose to be contacted). We typically respond to all inquiries within 24 business hours. If you have a question about your account, or a change on your account, please do not send them here. Instead, call or visit your nearest branch location.
Free Checking
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Thousands of surcharge-free ATMs** & Access to shared branches through Allpoint and CO-OP networks. Yes, you read that right. SIU Credit Union always offers a free checking option when enrolled in E-statements. There are no sign-up costs, no hidden fees, and no minimum balance after you open your account.
Emeritus Checking
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Our Emeritus Checking account is perfect for members ages 55+, and has several unique advantages. Like all of our checking accounts, you'll get access to your own Visa debit card, thousands of free ATMs, and numerous shared branches. However, you'll also enjoy completely free checking while still earning interest on your account balance.
Rebound Checking
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Thousands of surcharge-free ATMs, plus access to shared branches through the CO-OP network. We have a variety of checking accounts available at SIU Credit Union, so you can pick the one that's perfect for you. Rebound Checking is great for those who have a less-than-perfect checking history, and want an opportunity to reset.
Membership Shares Savings
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Our Membership Share Savings account is a basic savings account with a great perk: it secures your SIU Credit Union membership. Once you open this account, you'll have the freedom to apply for our low-rate loans and open other accounts that can help you maximize your savings. All it takes is a $5 opening deposit.
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