Business Details
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Your Trusted Independent Insurance Agency in Rochester, NY
We are a team of experts with extensive insurance experience, combining cutting-edge technology and over 30 years of industry knowledge to deliver tailored coverage solutions. As an independent agency, we work with multiple carriers nationwide to provide commercial and personal insurance products, including Workers Compensation, Business Owners Policies, Cyber Liability, and more. Our proprietary tools like QuoteTrak and TrakPay enable instant multi-carrier quotes and pay-as-you-go Workers Compensation payments tied to actual payroll.We prioritize personalized client care, offering 24/7 claims support, same-day policy issuance, and a consultative approach to ensure adequate protection. Our team's expertise in navigating complex insurance needs has earned us recognition from clients across diverse industries, including testimonials highlighting cost savings, streamlined processes, and exceptional service.
Services
Business Insurance
Workers Compensation
Cyber Liability
Personal Lines
Pay-as-you-go WC
Highlights and features
- We provide instant multi-carrier quotes through our proprietary QuoteTrak platform
- Our team has over 30 years of combined insurance industry experience
- We offer pay-as-you-go Workers Compensation payments tied to actual payroll
- We guarantee 24-hour response time for policy service requests
- We provide same-day policy issuance for urgent insurance needs
What people say
Fast policy issuance
45% cost savings
Exceptional communication
Same-day coverage
Smooth transitions
Services
Business Insurance
We provide comprehensive business insurance solutions including General Liability, Property Insurance, and Umbrella Liability. Our independent agency approach allows us to shop multiple carriers to find the best combination of price and coverage. Our experienced team helps businesses understand their risk exposures and craft customized protection packages.
Workers Compensation
Our Workers Compensation solutions include traditional policies and innovative pay-as-you-go options through TrakPay. We work with multiple carriers to find competitive rates and offer seamless integration with payroll services. Our platform automates policy management tasks and ensures accurate payroll reporting for premium payments.
Cyber Liability
We offer Cyber Liability insurance to protect businesses from data breaches and cyber attacks. Our coverage options address financial losses from security breaches, legal liabilities, and business interruption. Our experts help businesses assess their cyber risks and implement appropriate protection strategies.
Personal Lines
We provide personal insurance products including auto, home, and recreational vehicle coverage. Our agents help individuals find bundled packages for optimal protection at competitive rates. We emphasize proper coverage amounts to prevent underinsurance while offering digital tools for easy policy management.
Pay-as-you-go WC
Our TrakPay platform enables pay-as-you-go Workers Compensation insurance tied directly to actual payroll. This eliminates estimated premiums and annual audits while improving cash flow. The system integrates with payroll services and provides real-time premium calculations based on actual wages paid.
People
Samir
Insurance Agent
Experienced insurance professional specializing in Workers Compensation and business insurance solutions. Known for exceptional communication skills and smooth policy transition processes for clients changing payroll providers.
Anthony
Insurance Agent
Expert in fast policy issuance and cost-saving insurance solutions. Recognized for delivering significant savings to clients while maintaining comprehensive coverage requirements.
Craig
Insurance Agent
Specialist in finding coverage for unique business needs and specialty risks. Provides patient, personalized service with quick response times for clients across different states.
Jennifer
Insurance Agent
Experienced in E&O insurance and commercial coverage solutions. Known for efficient same-day policy issuance and clear explanations of complex insurance concepts.
Cindy
Insurance Agent
Expert in small business insurance with focus on fair pricing and coverage for unique company needs. Provides straightforward policy solutions without unnecessary complications.
Questions
What types of insurance do you offer?
We offer most commercial and personal lines including Workers Compensation, Business Owners Policies, Cyber Liability, General Liability, Commercial Auto, and personal auto/home insurance.
How does your pay-as-you-go Workers Compensation work?
TrakPay ties premium payments to actual payroll wages each pay period, eliminating estimates and annual audits while improving cash flow management for businesses.
Are you a licensed insurance agency?
Yes, we are licensed in California (#0H52380) and operate as The Big Wizard Insurance Agency, serving clients nationwide through our independent agency network.
How quickly can I get insurance coverage?
Many clients receive same-day policy issuance, with our team typically providing quotes and binding coverage within 24 hours of application submission.
Do you handle claims assistance?
Yes, we provide claims support with 24/7 carrier access and dedicated assistance to ensure timely resolution of claims on behalf of our policyholders.
Can I integrate your services with my payroll provider?
Our TrakPay system works with virtually any payroll service, allowing seamless integration for pay-as-you-go Workers Compensation payments tied directly to payroll data.
