Huntington Beach Credit Union

Since 1953, Huntington Beach Credit Union has dedicated itself to serving members with quality financial products and community-focused values. Our mission centers on delivering competitive pricing, safeguarding member assets, and reinvesting profits to ensure long-term stability. We prioritize personalized service through locally tailored solutions, including auto loans, checking accounts, and savings programs. Our commitment extends beyond transactions, offering financial education resources and security features like multi-factor authentication. As a not-for-profit cooperative, we emphasize transparency and member ownership, reflected in fee-free checking and exclusive HB-branded debit cards.

With 24/7 digital access, surcharge-free ATMs, and travel-friendly card management tools, we combine convenience with hometown pride. Our Trusted Contact program demonstrates proactive care for member well-being, while community initiatives like financial literacy programs reinforce our local impact. Through decades of service, we've maintained rigorous risk controls and dividend-paying savings accounts that outperform traditional institutions. This enduring focus on member needs over profit drives our reputation as Surf City USA's preferred financial partner.