Business Details
13 Years
experience
Your Trusted Fee-Only Financial Advisers in Rochester, NY
Linden Financial Consultants is a fiduciary financial advisory firm dedicated to providing objective, accessible financial guidance. Founded in 2013 by Certified Financial Planner Kitty Bressington, we specialize in fee-only financial planning for individuals and families preparing for retirement, college savings, and life transitions. Our hourly-only model eliminates conflicts of interest, allowing us to serve clients of all income levels without minimum account requirements. With over 20 years of experience, we combine CFP and Certified Divorce Financial Analyst expertise to address complex financial scenarios, including divorce planning and investment reviews.We prioritize client education, breaking down complex financial concepts into actionable strategies tailored to individual goals. As members of the Garrett Planning Network and the International Association of Collaborative Professionals, we maintain rigorous ethical standards while offering flexible services through in-person, virtual, and project-based engagements. Our commitment to financial literacy extends through the Foundation for Women's Financial Education, providing pro-bono planning and educational seminars to empower women in financial decision-making.
Services
Financial Planning
Retirement Planning
Divorce Planning
Financial Coaching
Investment Review
Details
- Year established: 2013
Highlights and features
- Over 20 years of experience in fiduciary financial planning
- No commissions or product sales - purely fee-only services
- Flexible hourly and project-based service options available
- Specialized expertise in Certified Financial Planning and Divorce Analysis
- Serves clients of all income levels with no account minimums
Associations and certifications
- Certified Financial Planner (CFP)
- Certified Divorce Financial Analyst (CDFA)
Services
Fee-Only Financial Planning
Our fee-only financial planning provides personalized strategies for retirement, college savings, and estate planning. We analyze your complete financial picture to create actionable plans aligned with your goals. Services are delivered through hourly consultations or fixed-price projects with no product sales or commissions involved.
Divorce Financial Analysis
Certified Divorce Financial Analyst services help clients understand financial implications during divorce proceedings. We analyze marital assets, retirement accounts, and investment statements to support informed decision-making. Our expertise helps clients forecast long-term financial impacts of settlement options while collaborating with legal professionals.
Financial Coaching
Personal financial coaching focuses on budgeting, debt management, and goal setting. We provide educational support to improve financial literacy and develop practical money management skills. Sessions help clients create sustainable financial habits and achieve short-term financial stability while planning for long-term success.
Investment Review
Comprehensive investment portfolio reviews assess asset allocation, risk levels, and fee structures. We provide objective recommendations for optimizing investments aligned with financial goals. Services include stress-testing retirement income strategies and evaluating socially responsible investment options for DIY investors.
Retirement Planning
Specialized retirement planning services cover income projections, withdrawal strategies, and tax-efficient planning. We help clients evaluate pension options, Social Security timing, and healthcare costs. Our analysis ensures sustainable income throughout retirement while addressing estate planning considerations for legacy preservation.
People
Kitty Bressington
Founder & Certified Financial Planner
With over 20 years of experience, Kitty Bressington is a CERTIFIED FINANCIAL PLANNER and Certified Divorce Financial Analyst serving Rochester, NY. She founded the Foundation for Women's Financial Education and specializes in accessible, hourly-only financial guidance for life transitions.
Questions
What financial services do you specialize in?
We specialize in fee-only financial planning for retirement, college savings, divorce financial analysis, investment reviews, and financial coaching. Our services focus on objective advice without product sales or commissions.
How are your services priced?
We offer hourly-only consultations starting at $150/hour, with project-based pricing available for specific financial plans. Initial 'Get Acquainted' meetings are free to discuss your specific needs and service options.
Do you work with clients outside Rochester?
While based in Rochester, NY, we serve clients nationwide through virtual meetings. Our hourly model allows flexible engagement regardless of geographic location for most financial planning services.
What makes you different from other advisors?
We're completely fee-only with no product sales, commissions, or minimum account requirements. As both CFP and CDFA professionals, we offer specialized expertise in divorce financial planning and unbiased investment reviews.
Can you help with investment portfolio analysis?
Yes, we provide comprehensive portfolio reviews focusing on asset allocation, fee analysis, and risk assessment. We offer actionable recommendations to align investments with financial goals without managing client assets directly.
Do you offer financial education programs?
Through the Foundation for Women's Financial Education, we provide monthly seminars and pro-bono financial planning for women in need. Our educational programs focus on practical money management and long-term financial independence.
