Business Details
33 Years
experience
Trusted Fee-Only Financial Advisory Services in Pittsford, NY
Established in 1993, Rochester Financial Services has built a reputation as a trusted fee-only financial advisory firm serving clients in Rochester, NY and across 20+ states. Our founder Jeff Feldman, a CERTIFIED FINANCIAL PLANNER and SEC Registered Investment Advisor, brings over 27 years of specialized expertise in no-load mutual fund investments and comprehensive wealth management. Recognized 11 consecutive years as a Rochester Business Journal Top 25 Money Manager, we maintain strict independence by avoiding product sales commissions and third-party compensation, ensuring objective advice.With $310 million in client assets under management, our firm combines rigorous portfolio monitoring, strategic tax planning, and estate optimization techniques while maintaining membership in prestigious organizations like NAPFA and the National Association of Tax Professionals. Our approach emphasizes continuous portfolio rebalancing, minimum risk exposure, and access to top-performing no-load mutual funds tailored to evolving market conditions and client needs.
Services
Portfolio Management
Tax Planning
Estate Planning
Employee Retirement Plans
No-Load Mutual Funds
Details
- Year established: 1993
Highlights and features
- 27+ years of specialized expertise in no-load mutual fund investments
- Maintain strict independence by avoiding product commissions
- 11-time Rochester Business Journal Top 25 Money Manager recognition
- $310 million in client assets under professional management
- Exclusive membership in NAPFA's rigorous fee-only advisor network
Associations and certifications
- NAPFA
- SEC Registered Investment Advisor
- CERTIFIED FINANCIAL PLANNER
Services
Portfolio Management
Our continuous portfolio monitoring strategy ensures optimal performance through economic cycles. Utilizing top-performing no-load mutual funds and ongoing rebalancing techniques, we minimize risk exposure while adapting to changing market dynamics including Federal Reserve policy shifts, interest rate fluctuations, and global investment opportunities.
Tax Planning
Proactive year-round tax reduction planning addresses key financial decisions including Roth IRA conversions, income shifting strategies, and retirement plan optimization. Our approach maximizes tax advantages through coordinated asset positioning and compliance with evolving tax regulations while maintaining alignment with long-term financial objectives.
Estate Planning
Comprehensive estate strategies focus on minimizing tax liabilities and simplifying asset transfer processes. We implement customized solutions through strategic asset titling, trust structures, family limited partnerships, and IRA beneficiary designations to preserve wealth across generations while addressing unique family circumstances.
Employee Retirement Plans
Tailored plan design services help small businesses and professionals optimize retirement benefits. We evaluate Keogh plans, SEP-IRAs, and SIMPLE IRAs while analyzing defined contribution vs. defined benefit structures to maximize tax advantages and support both business and personal financial goals.
No-Load Mutual Funds
Exclusive use of no-load mutual funds eliminates sales commissions and aligns with our fee-only model. Continuous fund evaluation ensures selection of top-performing options while avoiding conflicts of interest associated with traditional brokerage product recommendations.
People
Jeff Feldman
Founder/CERTIFIED FINANCIAL PLANNER
Ph.D. in Economics from University of Rochester, 11-time Rochester Business Journal Top 25 Money Manager, and SEC Registered Investment Advisor with 27+ years of fee-only financial advisory experience.
Questions
What services does Rochester Financial Services offer?
We provide fee-only portfolio management, comprehensive tax planning, estate optimization strategies, employee retirement plan design, and no-load mutual fund investment solutions.
How does your fee-only model differ from traditional advisors?
We avoid product commissions and third-party compensation, maintaining independence by charging transparent advisory fees for our services without conflicts of interest.
Who is your typical client?
Our services benefit individuals and business owners with complex financial needs seeking objective advice, including those managing retirement portfolios or business retirement plans.
What qualifications do your advisors hold?
Our founder is a CERTIFIED FINANCIAL PLANNER™, SEC Registered Investment Advisor, and holds a Ph.D. in Economics from the University of Rochester.
How are client assets managed?
With continuous monitoring and rebalancing using top-performing no-load mutual funds, we maintain minimum risk exposure while adapting to changing market conditions for $310 million in managed assets.
