Business Details
Your Trusted Credit Union in Amherst, NY
At Boulevard Federal Credit Union, we operate on the philosophy of 'People Helping People.' As a member-owned financial institution, we prioritize community-driven financial solutions through pooled savings that fund member-exclusive loans at competitive rates. Our services include dividend-paying savings accounts, flexible checking options, and a wide range of loan products designed to meet diverse financial needs. We emphasize member participation in governance through board elections and committee involvement, ensuring our products and services align with member interests.With a commitment to financial wellness, we offer 24/7 digital banking access, over 55,000 nationwide ATMs, and personalized support to help members achieve long-term financial stability. Our NCUA-insured deposits up to $250,000 provide security while maintaining competitive interest rates and eliminating hidden fees. We extend membership benefits to family members of existing members, fostering intergenerational financial support. Our Amherst, NY headquarters serves Erie and Niagara Counties with in-person assistance during extended weekday hours.
Services
Checking Accounts
Savings Accounts
Auto Loans
Home Equity Loans
Personal Loans
Mastercard
Loan Refinancing
Mobile Banking
ATM Network
Financial Planning
Highlights and features
- We offer 24/7 mobile banking access with no monthly fees
- Our loan programs feature competitive APRs starting at 1.99%
- Member-ownership ensures community-driven financial decisions
- Deposits insured up to $250,000 by NCUA
- Access 55,000+ nationwide Allpoint ATMs
Associations and certifications
- NCUA
Services
Auto Loans
Boulevard Federal Credit Union offers competitive auto loan rates for new and used vehicles. Our 1.99% APR new car loans and 6.65% APR used car financing include flexible terms with no prepayment penalties. Members can schedule automatic payments and access fast approval through our online application system.
Home Equity Loans
Leverage your home's equity for major purchases or debt consolidation. Our home equity loans provide fixed-rate financing for home improvements, medical expenses, or vacation funding. Competitive rates and flexible repayment terms help members maximize their property's financial potential.
Personal Loans
Flexible personal loans address unexpected expenses or special purchases. Members receive competitive interest rates and customized repayment schedules. Quick approval processes ensure timely access to funds for medical bills, travel, or emergency financial needs.
Checking Accounts
Free checking accounts with no monthly maintenance fees include optional debit cards and mobile banking access. Features like direct deposit, bill pay, and overdraft protection support daily financial management while maintaining 24/7 account accessibility.
Savings Accounts
Multiple savings options accommodate short-term goals and long-term wealth building. Dividend-paying accounts with tiered interest rates reward consistent saving habits. Youth accounts and certificates of deposit provide specialized savings vehicles for different life stages.
Questions
How do I open a checking account?
Visit our Amherst branch with two forms of ID and complete an application. Online enrollment requires identity verification through our secure portal.
What loan documents are required?
Bring proof of income, identification, and credit history documentation. Auto loan applicants need vehicle details and insurance information.
Where can I find ATMs?
Access 55,000+ Allpoint ATMs nationwide using your Boulevard FCU debit card. Locate the nearest one through our website's ATM finder tool.
Are deposits insured?
Yes, all accounts receive NCUA insurance up to $250,000 per member. This federal guarantee protects your savings with zero risk.
Can I bank remotely?
Our mobile app enables 24/7 account access, bill payments, and mobile check deposits. Download from the App Store or Google Play.
Who qualifies for membership?
Current residents of Erie or Niagara Counties qualify. Family members of existing members also receive eligibility through our community charter.
