EmpireONE Federal Credit Union
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EmpireONE Federal Credit Union
We are committed to our members' financial needs. Credit unions exist not for charity, not for profit, but for service! The mission of Empire ONE-and all credit unions-is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success.

In short, we're dedicated to helping you Bank SMARTER and Live BETTER. Empire ONE Federal Credit Union was founded in 1935 as Buffalo Postal Community Federal Credit Union to provide quality financial services to members who share our common bond. We are a non-profit organization, owned and operated by our members.
Services
Services
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We understand that everyday life is hectic. So we're helping you simplify your financial life with convenient banking services that fit your lifestyle. Online Banking through our Virtual Branch gives you 24/7 access to your Empire ONE accounts, so you can check your balances, pay bills, transfer funds, reconcile your finances and more.
Checking & Savings
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At Empire ONE Federal Credit Union, we're here to help you Live Better by offering you the personal banking products you need without the fees and added charges you'll find at most banks. Free Checking with no minimum balance requirements, no monthly maintenance fees and no per check charges.

Savings accounts that help you achieve both short and long-term goals, including Holiday and Vacation Club accounts, IRAs and Certificates (Share Certificates).Money Market accounts that help you build your savings quickly with higher dividends for higher balances.
Checking
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At Empire ONE, we help you Bank Smarter with a Checking (share draft) account that's truly FREE. That means there are no minimum balance requirements to worry about, no per transaction or service fees hiding in the small print, no per check charges and no monthly service fees to pay. Plus you'll have access to all the convenience services and extras that make your life easier.
Savings
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An Empire ONE Savings account is the key that unlocks the door to all of your credit union membership benefits. Simply open a Savings account with a minimum deposit of $25, and you'll become an Empire ONE FCU member-with access to lower rates on loans, fewer fees and friendly service from hometown people you trust.
Money Market Accounts
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A Money Market account makes your money work harder by paying higher dividend rates, based on your balance. The higher your balance, the higher your rate will be. If you request checks with your Money Market savings account, you'll also have the ability to write up to three checks per month from your account.
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