Business Details
50+ Years
experience
Your Community Credit Union for All Financial Needs
Consumers Credit Union has been serving Michigan communities since 1951, operating as a member-owned financial cooperative. Our organization prioritizes personalized service through 30+ branch locations and digital banking platforms. We offer a comprehensive range of financial products including checking and savings accounts, mortgage and auto loans, credit cards, and investment services. Our team of 425+ professionals emphasizes financial wellness education and community engagement through local partnerships and scholarship programs.As a federally insured credit union, we maintain strict compliance with regulatory standards while focusing on member satisfaction through competitive rates and fee-free ATM access. Our technology infrastructure supports 24/7 banking capabilities through mobile apps and online platforms. Community involvement remains central to our operations through charitable initiatives and member discount programs.
Services
Checking Accounts
Savings Solutions
Mortgage Loans
Auto Financing
Credit Cards
Details
- Year established: 1951
Highlights and features
- 425+ experienced financial professionals
- 30+ Michigan branch locations
- 24/7 digital banking access
- Member discount and rewards programs
- Community-focused financial education initiatives
Associations and certifications
- NCUA
What people say
Friendly staff
Competitive rates
Great mobile app
Community involvement
Personalized service
Services
Checking Accounts
Our checking accounts provide secure fund management with features like mobile check deposit, bill pay, and debit card protection. Members benefit from competitive interest rates and fee-free ATM access across the United States. Business owners can access specialized accounts with payroll integration and merchant services.
Mortgage Loans
We offer comprehensive mortgage solutions including conventional, FHA, and VA loans with competitive rates. Our Zillow-recommended team provides personalized guidance through the home buying process, including pre-approvals and refinancing options for both first-time and experienced homeowners.
Auto Financing
Our auto loan programs feature low APR options for new and used vehicles with flexible terms up to 72 months. Members receive exclusive dealership partnerships and pre-approval services. Business owners can access fleet financing solutions with tailored repayment structures.
Savings Solutions
We provide multiple savings options including high-yield accounts, CDs, and money market accounts with tiered interest rates. Youth savings programs teach financial literacy to children, while retirement accounts offer tax-advantaged growth opportunities for long-term financial planning.
Credit Cards
Our credit card portfolio includes rewards cards with cashback benefits and low-interest options. All cards feature zero liability protection and mobile wallet integration. Business credit cards offer expense management tools and rewards tailored to commercial spending patterns.
Questions
How can I become a member of Consumers Credit Union?
Membership is open to anyone living or working in Michigan. Join online in 10 minutes or visit any branch location with required identification and $25 to open a share account.
What online banking services do you offer?
Our mobile app provides 24/7 access to account management, mobile check deposit, bill pay, and loan applications. The app is available for iOS and Android devices with biometric login options.
Do you offer business banking solutions?
Yes, we provide business checking accounts, commercial loans, merchant services, and payroll solutions. Our business relationship managers offer personalized support for companies of all sizes.
What mortgage programs are available?
We offer conventional, FHA, VA, and USDA loans with down payment assistance options. Our mortgage team provides 0% down programs and refinancing solutions with competitive interest rates.
Are there fee-free ATM options?
Members have access to 30,000+ fee-free ATMs nationwide through the CO-OP network, with surcharge-free withdrawals available at participating Michigan retail locations.
What financial education resources do you provide?
We offer online courses, budgeting tools, and community workshops covering personal finance topics. Our 'Money Minutes' video series provides short educational segments on financial management.
Videos
Reviews (6)
Anel Gonzalez
Oct 19, 2021
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The team in this location is always very friendly. Fernando in particular is always seen smiling and is one of the kindest people I've met.
Jeremy Owen
Jul 27, 2021
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Excellent service, Abby was thorough and friendly. Service was quick and more than met our needs. Thx
Ethel Robinson
Mar 30, 2021
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We own Robinsons Popcorn and I have to say this is a wonderful credit union. They care about your business and your person! Definitely a 5 star recommendation
Mike Brouwers
Jul 27, 2020
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I've been dealing with Jacob for my personal banking and have been impressed with his speed and accuracy. He's always willing to work in whatever manner is most convenient for me (email, phone, etc).
Samantha Bristol
Jul 21, 2020
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Joe helped me open a new account. He was so nice and very personable. I am so happy I chose Consumers for my new banking needs!
Beth C.
Jul 02, 2018
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This was my original Consumer's location, and the spot where I met one of my dearest friends, who was a teller there.
Was in the area for a chiropractic appointment last week and you had to deposit a check so I popped in. It's nice that they offer root beer floats on Fridays in the summer.
It's not a super convenient spot to get to, because of all the traffic at Constitution and Milham (and we're still at the moment because of construction ina neighboring parking lot).
Was in the area for a chiropractic appointment last week and you had to deposit a check so I popped in. It's nice that they offer root beer floats on Fridays in the summer.
It's not a super convenient spot to get to, because of all the traffic at Constitution and Milham (and we're still at the moment because of construction ina neighboring parking lot).
