Business Details
Your Community-Focused Credit Union in Wyoming, MI
Rivertown Credit Union has served the financial needs of Michigan communities since its founding, prioritizing member-centric values over profit-driven motives. Our institution operates as a cooperative, offering a full range of banking services including checking and savings accounts, loans, and credit products designed to meet diverse financial goals. Through strategic partnerships like our merger with Ignite Credit Union, we've expanded our service offerings while maintaining local decision-making and community engagement. Our team combines technological innovation with personalized service, demonstrated through features like interactive i-Teller machines and mobile banking apps that provide 24/7 account access. We demonstrate financial expertise through competitive rates on products like our Amped Checking Account with 5.00% APY and low APR auto loans.As a federally insured credit union, we maintain strict compliance with regulatory standards while offering unique community programs such as educational scholarships and the 'Grow the Love' initiative that supports local residents through random acts of kindness. Our commitment to financial education is evident through partnerships with organizations like GreenPath, providing members with debt management resources and personalized financial counseling.
Services
Checking Accounts
Savings Accounts
Auto Loans
Home Loans
Personal Loans
Credit Cards
Online Banking
Mobile App
Wire Transfers
Financial Advice
Highlights and features
- We offer a free Amped Checking account with 5.00% APY for balances up to $10,000
- Our auto loans feature APR as low as 4.99% for qualified borrowers
- We provide educational scholarships to Michigan students pursuing higher education
- Our member-centric model prioritizes community needs over profit margins
- We maintain 24/7 digital banking access with mobile check deposit capabilities
Associations and certifications
- NCUA
Services
Checking Accounts
Our Amped Checking Account offers 5.00% APY for balances up to $10,000 with no monthly fees. This member-focused product includes convenient features like mobile check deposit and free bill pay services. Designed for everyday financial management, our checking accounts provide easy access to funds through ATMs, debit cards, and online banking platforms.
Auto Loans
We provide competitive auto loans with APR as low as 4.99% for qualified borrowers. Our financing options cover both new and used vehicles with flexible terms up to 60 months. Our loan specialists work personally with members to find the best financing solution that fits their budget and transportation needs.
Online Banking
Our 24/7 online banking platform allows members to manage accounts, transfer funds, and pay bills from any device. Features include real-time balance tracking, e-statements, and secure messaging with financial advisors. The mobile app adds convenience with mobile check deposit and instant transaction alerts.
Financial Advice
Through our partnership with GreenPath, members receive free access to financial counseling and debt management services. Our experts provide personalized guidance on budgeting, credit improvement, and debt repayment strategies. We also offer educational resources to help members make informed financial decisions.
Home Equity Lines
Our Home Equity Line of Credit offers a 4.99% APR introductory rate for the first 12 months. This flexible financing option allows homeowners to access funds for home improvements, debt consolidation, or other major expenses. Our loan officers provide personalized consultations to determine appropriate credit limits and repayment terms.
Questions
What financial products does Rivertown Credit Union offer?
We offer checking and savings accounts, auto and home loans, credit cards, and financial advice services to meet diverse banking needs.
How can I apply for a loan?
Apply online through our website, visit a Wyoming branch location, or schedule an appointment with our loan specialists.
Are my deposits insured?
Yes, all savings accounts are insured up to $250,000 by the National Credit Union Administration (NCUA).
Can I access my accounts outside business hours?
Our online banking platform provides 24/7 account access with features like mobile check deposit and bill payment.
What community programs do you support?
We offer educational scholarships and the 'Grow the Love' initiative that supports local residents through random acts of kindness.
How do I report a lost or stolen card?
Contact us immediately at 616-406-2480 to report lost or stolen cards and request replacements.
Reviews (4)
Rena Markus
Dec 25, 2021
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Shut the entire place down to "upgrade" the system. Online banking was totally down and they were closed so no phone or in person tellers avilable. Absolutely no way to add a check or anything to your account or check your balance. This happened on the 1st of the month which is when lots of people need to pay bills so access to your account is very important. Severely inconvenient....
*The new website is absolute trash and they took away mobile banking.
** Why would you be closed on Jan 3rd! Changing banks today 0 stars.
*The new website is absolute trash and they took away mobile banking.
** Why would you be closed on Jan 3rd! Changing banks today 0 stars.
Alex Bacon
Jun 06, 2020
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I'm a 2nd generation customer. I have had nothing but great experiences with this credit union. I have plenty of friends and family that have had bad experiences with certain credit unions. Throughout my over 11 yrs being with them. I've had multiple experiences with them that have reassured me that I made the right decision to do business with them.
Kevin Wall
Jun 02, 2020
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Called asking for help and lady was rude and didn't help me in any way and just hung up on me and cant get ahold of anyone else worst bank I've dealt with by far
Dean Bartholomew
Aug 08, 2019
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This is the old Stampers credit Union for a GM. I really appreciate it when people give me bad news first end correct information when I talk to them. That's not what happened here. I end up going to rivertown cu on 36th Street which is quite a ways away and the initial information you get is not correct and they just are wasting time and I don't know why they want to look busy but there's nobody here and there's a good reason why.
