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Your Trusted Business Insurance Partner in Cincinnati
Pathway Insurance is an independent insurance agency dedicated to providing tailored business insurance solutions across Ohio, Florida, and other states. With a focus on personalized service, we specialize in hard-to-place coverages like Non-Emergency Medical Transportation (NEMT) Insurance, Contractors Insurance, and Garage Keepers Insurance. Our team works with multiple carriers to secure competitive rates while prioritizing client education about policy nuances and coverage gaps.

Through our 24/7 quote system and licensed agents available seven days a week until 5:30 PM EST, we help businesses understand complex insurance requirements and avoid costly claim denials. Our expertise extends to commercial auto policies, liability protections, and property coverage for diverse industries including construction, transportation, and property management.
Services
Business Insurance Contractors Insurance Garage Keepers Insurance Commercial Auto Insurance Landlord Insurance Tow Truck Insurance NEMT Insurance Car Dealership Insurance Transportation Insurance Roofing Contractors Insurance
Highlights and features
  • We offer over 20 years of experience in commercial insurance placements
  • Our team provides personalized policy comparisons from multiple carriers
  • We operate with full transparency and no hidden fees
  • Our agents are available seven days a week until 5:30 PM EST
  • We specialize in hard-to-place insurance coverages for unique businesses
What people say
Personalized service Competitive rates Expert guidance Quick response Reliable support
Services
Business Insurance
We provide comprehensive business insurance packages tailored to specific industry needs. Our coverage protects against property damage, liability claims, and operational disruptions for companies across multiple sectors. Policies can be customized with endorsements for equipment protection, workers' compensation, and business interruption coverage.
NEMT Insurance
Specialized insurance for Non-Emergency Medical Transportation providers. Our policies cover liability claims involving passenger injuries and property damage during non-emergency patient transport services. Coverage includes protection for vehicles transporting individuals with special medical needs.
Contractors Insurance
Tailored insurance solutions for construction and trade professionals including roofers, electricians, and general contractors. Coverage includes liability protection, equipment damage, and property damage claims arising from contracted work activities.
Garage Keepers Insurance
Specialized protection for auto repair shops and body shops covering customer vehicles in their possession. Policies include legal liability, excess, and direct primary coverage options to protect against damage claims during repair or storage.
Commercial Auto Insurance
Comprehensive vehicle insurance for business fleets including trucks, tow vehicles, and transportation company vehicles. Coverage includes liability protection, collision damage, and cargo insurance for both single vehicles and commercial fleets.
Questions
What types of business insurance do you offer?
We offer NEMT Insurance, Contractors Insurance, Garage Keepers Insurance, Commercial Auto Policies, and Landlord Insurance for businesses in Ohio and other states.
How can I get a business insurance quote?
Request quotes 24/7 through our online system or contact our Cincinnati office during business hours for personalized assistance from licensed agents.
Do you specialize in hard-to-place insurance?
Yes, we specialize in difficult coverages like NEMT Insurance and Contractors Insurance for high-risk industries through our network of specialty carriers.
Are your agents available on weekends?
Our licensed agents provide support seven days a week until 5:30 PM EST through phone, chat, and text communication channels.
What states do you service?
We primarily serve Ohio and Florida with business insurance solutions available in multiple additional states through our carrier partnerships.
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Reviews (1)
Kathy Zhao
Aug 21, 2021 Report
Thank you so much Metlife Insurance in Cincinnati for answering all of my questions honestly, and making the process not as painful as it otherwise could have been. I am happy with the results so far, not freaking out about any type of fee or hidden ones, and am completely satisfied. This is a pretty ideal situation when it comes to obtaining insurance, and it's all thanks to Metlife Insurance in Cincinnati & its Staff.