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Business Details
27 Years
experience
Your Trusted Insurance Partner in Littleton, CO
Since 1999, Premier Insurance Nick Hammer Agency has been a trusted provider of comprehensive insurance solutions in the Denver metropolitan area. Our team of experienced professionals specializes in auto, home, business, flood, and specialty insurance, offering personalized service tailored to each client's unique needs. We pride ourselves on our commitment to exceptional customer service, demonstrated by our bilingual capabilities and dedication to helping clients secure the best possible coverage. With offices in Littleton and Denver, we serve communities including Highlands Ranch, Lakewood, and Aurora, combining local expertise with a broad network of insurance carriers. Our proven track record of over 20 years in the industry reflects our deep understanding of risk management and our ability to deliver cost-effective insurance strategies.

We maintain strong relationships with leading insurance providers, ensuring our clients receive competitive rates without compromising on coverage quality. Our approach emphasizes transparency, reliability, and ongoing support, making us a preferred partner for individuals and businesses seeking comprehensive protection. Through continuous education and staying current with industry trends, our team provides informed guidance to help clients navigate complex insurance decisions. Our client testimonials consistently highlight our responsiveness, professionalism, and ability to deliver on promises, reinforcing our position as a trusted advisor in the insurance industry.
Services
Auto Insurance Home Insurance Business Insurance Flood Insurance Renters Insurance Contractors Insurance Motorcycle Insurance
Details
  • Year established: 1999
Highlights and features
  • Established in 1999 with over 20 years of local insurance expertise
  • Bilingual services available for Spanish-speaking clients
  • Personalized coverage comparisons from multiple insurance carriers
  • Specialized in both personal and commercial insurance solutions
  • Recognized for exceptional customer service and community involvement
What people say
Great customer service Quick and professional Outstanding insurance agent Buttery smooth process Highly recommend
Services
Auto Insurance
Our auto insurance policies protect Colorado drivers against financial losses from accidents, theft, or natural disasters. We offer liability, collision, comprehensive, and specialty coverage options including SR-22 filings and classic car protection. Our experienced agents help customize policies to meet individual needs while ensuring compliance with state requirements.
Home Insurance
We provide comprehensive homeowners insurance covering structural damage, personal property loss, and liability protection. Our policies include dwelling coverage, other structures protection, and personal liability insurance while offering optional endorsements for valuable items and additional living expenses during repairs.
Business Insurance
Our business insurance solutions protect Colorado companies from financial risks associated with property damage, liability claims, and operational disruptions. We offer tailored policies considering industry-specific risks, business size, and coverage requirements while helping clients understand factors affecting premium costs.
Flood Insurance
We specialize in flood insurance solutions that cover property damage from water-related disasters not included in standard homeowners policies. Our experts help clients navigate NFIP programs and private market options while assessing appropriate coverage levels based on property characteristics and flood risk zones.
Contractors Insurance
Our contractors insurance provides essential protection for construction businesses against liability claims, property damage, and equipment loss. We help contractors understand policy components including general liability, workers' compensation, and tools coverage while assisting with cost-effective risk management strategies.
People
Nick Hammer
Agent/Owner
With over 20 years in the insurance industry, Nick Hammer leads his agency with a commitment to personalized service and community involvement. He specializes in finding tailored insurance solutions while maintaining direct client relationships.
Jeanette Ramirez
Agent
Jeanette Ramirez brings extensive insurance expertise to the agency, focusing on delivering comprehensive coverage solutions while maintaining a strong client-centric approach in her insurance consultations.
Maricruz Chavez
Agent
Maricruz Chavez provides dedicated insurance services with a focus on understanding client needs and offering personalized policy recommendations that balance protection and affordability.
Venette Duran
Customer Service Rep
Venette Duran supports clients with efficient insurance processing and policy management, ensuring smooth transactions and timely assistance with claims and account inquiries.
Questions
What types of insurance do you offer?
We provide auto, home, business, flood, renters, motorcycle, and contractors insurance, along with specialty coverage options tailored to Colorado residents and businesses.
Do you offer bilingual services?
Yes, we provide Spanish language support to better serve our diverse client base in Littleton and surrounding areas.
How can I get an insurance quote?
You can request instant quotes online for auto, home, or business insurance, or contact our office directly for personalized assistance with specialty coverage needs.
What factors affect insurance premiums?
Premium costs depend on coverage type, policy limits, deductibles, location, claims history, and risk factors specific to the insured property or business operations.
How do I file a claim?
Contact our office directly to report claims, and our team will guide you through the process, helping coordinate with insurance carriers to resolve claims efficiently.
Are you licensed to operate in Colorado?
Yes, we are a licensed insurance agency operating in Colorado with offices in Littleton and Denver, serving clients throughout the state since 1999.
Reviews (2)
Mountain Meadow Maids
Nov 29, 2019 Report
Been using Nick since I started. Makes the process buttery smooth and gets the job done quickly and accurately. Highly recommend!!!
Delinda Fatianow
Aug 07, 2018 Report
Nick Hammer is an outstanding insurance agent! He definitely goes the extra mile for his customers. We have had auto and home insurance thru his agency for years now. Highly recommend.