Business Details
47 Years
experience
Trusted Independent Insurance Solutions for Businesses
Insurance Design & Placement has served businesses across industries since 1979, delivering tailored risk management solutions as a family-owned independent agency. Our expertise spans commercial insurance sectors including food services, property management, and nonprofits, supported by strategic partnerships with multiple A-rated carriers. We prioritize innovation and integrity, offering customized programs that mitigate exposures, control claim costs, and minimize risk financing.With a proven track record in hospitality and property management claims administration, we maintain a 30% average loss ratio improvement for clients. Certified as a Disadvantaged Business Enterprise in Colorado and Louisiana, we combine technical expertise with personalized service to address evolving client needs.
Services
General Liability Insurance
Cyber Liability Insurance
Workers Compensation Insurance
Commercial Bonds
Commercial Property Insurance
Details
- Year established: 1979
Highlights and features
- 45+ years of commercial insurance expertise
- Certified Disadvantaged Business Enterprise status in multiple states
- Strategic partnerships with A-rated insurance carriers
- Proven 30% average loss ratio improvement for clients
- Specialized risk management for niche industries
Associations and certifications
- DBE Certified - Colorado
- DBE Certified - Louisiana
- Airport Concessionaire Disadvantaged Business Enterprise
What people say
Knowledgeable AND RESPONSIVE
Super powers
Impeccable service
Critical asset
Seamless transfer
Services
General Liability Insurance
Commercial general liability insurance protects businesses from financial losses due to third-party property damage, bodily injuries, and advertising injuries. Our policies cover legal fees, settlements, and medical expenses while helping businesses meet licensing and leasing requirements. With customized coverage options, we help clients mitigate risks associated with daily operations across various industries.
Cyber Liability Insurance
Cyber liability insurance safeguards businesses against financial losses from data breaches and cyber attacks. Our coverage includes regulatory fines, network outage losses, ransomware recovery, and customer notification expenses. We help technology-dependent businesses implement risk management strategies while maintaining compliance with evolving data protection regulations across multiple sectors.
Workers Compensation Insurance
Workers compensation insurance covers medical expenses, lost wages, and rehabilitation costs for work-related injuries or illnesses. Our solutions help employers maintain state compliance while protecting against litigation risks. We provide comprehensive coverage for medical benefits, wage replacement, vocational rehabilitation, and death benefits while supporting workplace safety initiatives.
Commercial Property Insurance
Commercial property insurance protects business assets against damage from fire, storms, theft, and other covered perils. Our policies cover building repairs, equipment replacement, and inventory losses while meeting lender and landlord requirements. We help businesses assess appropriate coverage levels and implement risk mitigation strategies for physical assets.
Surety Bonds
Surety bonds guarantee contractual obligations and regulatory compliance for business operations. We provide performance bonds, payment bonds, and license bonds that protect clients' interests while building trust with partners. Our solutions cover construction projects, government contracts, and industry-specific regulatory requirements across multiple states.
People
Sebrina Nailah Bush
President
Third-generation insurance leader with 25+ years of experience in commercial risk management. Specializes in hospitality and property management insurance solutions. Graduated from Goldman Sachs 10,000 Small Businesses Program. Holds DBE certification in multiple states.
Questions
What industries do you specialize in?
We specialize in insurance solutions for food services, property management, nonprofits, hospitality, and emerging sectors like agri-tourism and technology.
How can I get a quote?
Request a quote online through our website or contact our New Orleans office directly at 800-588-2603 for personalized assistance.
Do you serve businesses outside Louisiana?
Yes, we serve clients nationwide with specialized expertise in Colorado, Louisiana, and surrounding regions through our Eastern Service Center.
What certifications do you hold?
We maintain DBE certification in Colorado and Louisiana, plus Airport Concessionaire Disadvantaged Business Enterprise status for specialized contracting opportunities.
How do you handle claims processing?
Our affiliated claims service provides dedicated support for loss control and claims management, with demonstrated success reducing client loss ratios by 30%.
Can you help with niche insurance needs?
Yes, we develop specialized risk management programs for emerging industries including farm/agri-tourism, technology, and educational sectors.
