Abbey Credit Union

Business Details

Your Trusted Financial Partner in Ohio

Abbey Credit Union is a member-owned, not-for-profit financial cooperative dedicated to improving members' economic well-being and quality of life. We offer competitive loan rates, high-yield dividend accounts, and low-cost services while prioritizing convenience and innovation. Our community-focused approach includes shared branching networks, digital banking tools, and specialized programs like government furlough assistance loans.

We maintain strict security protocols to protect members from fraud and provide transparent financial solutions tailored to individual needs. With locations in Vandalia and Troy, Ohio, we serve over 5,000 shared branching locations across the region.

Services

Checking Accounts Savings Accounts Mortgage Loans Business Loans Credit Cards IRAs HSAs Money Market Accounts

Highlights and features

We operate as a member-owned financial cooperative with transparent fee structures
Our loan programs include specialized options for government employees during shutdowns
We offer 24/7 digital banking access with robust security protections
Our shared branching network provides access to 5,000+ locations statewide
We maintain competitive rates on mortgages, auto loans, and business financing

Website

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Services

Government Furlough Loans

Specialized loan program for federal employees affected by government shutdowns. Provides short-term financial relief with 7.25% APR and optional payment deferral. Requires proof of income and government employment verification.

Business Loans/Lines of Credit

Flexible financing solutions for business owners including equipment loans, real estate financing, and operating lines of credit. Features competitive rates and low closing costs for qualifying applicants.

Digital Banking

24/7 access to account management through mobile apps, online banking, and phone services. Includes bill payment, fund transfers, and e-statement capabilities with real-time transaction monitoring.

Shared Branching Network

Nationwide network of 5,000+ credit union branches allowing members to conduct transactions while traveling. Services include cash deposits, withdrawals, and account transfers at participating locations.

Auto Loan Transfers

Special program offering 1% cash back and interest rate discounts for members transferring existing auto loans. Designed to reduce monthly payments and improve loan terms for qualified applicants.

Questions

How do I become a member of Abbey Credit Union?

Membership requires opening an account with $25 and maintaining a $5 monthly fee. Visit our website or any branch location to apply.

What loan options are available for government employees?

We offer specialized Government Furlough Assistance Loans with 7.25% APR and payment deferral options for affected federal workers.

Can I access my account outside branch hours?

Yes, our 24/7 digital banking platform allows account access anytime through mobile apps, online portals, and phone banking services.

How does Abbey Credit Union protect against fraud?

We employ advanced security measures including encrypted communications, transaction monitoring, and identity verification protocols to safeguard member accounts.

What business banking services do you offer?

Our business services include commercial loans, equipment financing, operating lines of credit, and free business checking accounts with no monthly fees.

Reviews (6)

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Deb Sidell

Aug 03, 2021 Report

Worst experience ever; if I could give - zero stars, I would. Being long-time members, we automatically chose to finance our new car through Abbey in early May; the whole process of applying for and being approved for the auto loan took less than 2 hours. We contacted our insurance company to provide proof of insurance on the new vehicle before going to the loan office to sign the loan paperwork.

A month later, after receiving a rather threatening letter from Abbey demanding proof of insurance, and advising us of the consequences, we contacted the insurance company a second time regarding proof

Gary Brewsaugh

Aug 01, 2021 Report

Ive been a member at ABBEY credit union since the mid to late 70s. The employees have always been kind, professional, and understanding. I never needed to use the financial services at any other credit union or bank.

Crystal Kemp

Jul 23, 2021 Report

I can't thank Eric enough for everything he did to help my business! He worked with me & had faith in my business & he made it happen! Thank you so much Eric & Abbey Credit Union! I can never thank you enough! I recommend Abbey Credit Union to anyone who is in need of a personal & or business loan! They will do whatever they can to help you.

Jeff Turner

Feb 21, 2021 Report

DO NOT GET A LOAN through this place. They the most unorganized bank there is. We closed on a boat a month ago and no one can figure out who mailed a paper check out to the other bank. Abbey credit union apparently does not use computers, so they are currently searching an employees desk for a note of where or when she mailed a check. No one seems to retuen calls either. We are going on 2 months of trying to close on a boat due to the bank being so unorganized. Please save yourself the headache and bank somewhere else. As soon as they figure out our loan, im going in to pay it off and closing

Sean Hohenstein

Feb 03, 2021 Report

Blanca and the team at Abbey Credit Union are amazing! We use them for our business account and they always take great care of us. I would highly recommend them for any of your banking needs.

Victor Henry

Jan 11, 2021 Report

My networking partner Blanca Criner is the VP of Business Development and Marketing at Abbey CU. She is a valuable resource to building and developing my business. She actively looks to help grow her client's businesses.