CODE Credit Union was formed in 1940. CODE's first credit union location was in a small room in City Hall. CODE was formed to serve the City Of Dayton Employees. Through the years, CODE CU has grown to a company with over 145 Million in assets and 3 branch locations, a Student Run Credit Union at Northmont High School and an administrative office in downtown Dayton.
CODE currently serves the Miami Valley and welcomes members that live, work, worship or attend school in 7 counties including Montgomery, Miami, Darke, Preble, Warren, Clark, and Greene. CODE Credit Union is a member owned financial cooperative. That means instead of paying shareholders, profits go toward interest dividends back to the membership, better rates and more robust credit union services.
CODE currently serves the Miami Valley and welcomes members that live, work, worship or attend school in 7 counties including Montgomery, Miami, Darke, Preble, Warren, Clark, and Greene. CODE Credit Union is a member owned financial cooperative. That means instead of paying shareholders, profits go toward interest dividends back to the membership, better rates and more robust credit union services.
Services
Personal Checking Accounts
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Check your balance or transfer funds via telephone with PAT, CODE's Personal Audio Teller. Bill Pay fee of $4.95 is waived if member has direct deposit of net pay, debit card and eStatements. This account is perfect for students, the tech-savvy, or the busy member who enjoys doing much of their business electronically.
Overdraft Protection
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CODE Credit Union understands that unexpected overdrafts occur from time to time - Overdraft Coverage can help. 1Call us at (937) 222-8971, email us at odp@codecu.org, or come by a branch to sign up or apply for these services; 2subject to credit approval.
Overdraft Protection applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account or Ready Cash Credit Line you may have at CODE Credit Union for a finance charge.Please note that overdraft lines of credit are subject to credit approval.
Overdraft Protection applies to all transactions and may help prevent overdrafts by automatically transferring funds to your checking account from another account or Ready Cash Credit Line you may have at CODE Credit Union for a finance charge.Please note that overdraft lines of credit are subject to credit approval.
Harrison Wealth Management
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CODE Credit Union has partnered with Harrison Wealth Management Group, Ltd. ("HWMG"). HWMG builds client relationships by crafting wealth management strategies tailored to the individual. Through their relationship with Raymond James Financial Services, the professionals at HWMG offer Retirement and College Planning, along with Managed Asset Plans and Investment Analysis.
Health Savings Accounts
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CODE's Health Savings Accounts (HSAs) are a convenient way to save for future or current medical expenses. Available for those with High Deductible Health Plans (HDHP), HSAs are an extra safety net into which you and your employer can make contributions. Contributions deducted from your payroll are pre-taxed.
Youth Accounts
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CODE members from newborn up to age 18 earn a great quarterly dividend rate on this account with no minimum balance requirement. It's never too early to teach your kids about the value of saving. CODE's Cool Kids accounts are a great way to get them started on the right financial path. As your child starts to understand money, whether through an allowance or a birthday check from Nana, teach them how to handle it wisely.
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