Our experienced professionals offer superior quality support throughout the entire experience. Contact us today and let us go to work for you! It was a pleasure working with Mr. John Williams buying our home in the Pearland area. He knows the real estate market in and out, an honest broker and a man of the highest integrity.
Though the sell of our family home for over twenty years in South Houston was a long and arduous process dealing with the buyer's lender, John made the process bearable by providing us timely updates and information along the way. We highly recommend John. We want to thank for your service. It is very encouraging to know a person with your experience and industry knowledge brings a new level of assurance.
Though the sell of our family home for over twenty years in South Houston was a long and arduous process dealing with the buyer's lender, John made the process bearable by providing us timely updates and information along the way. We highly recommend John. We want to thank for your service. It is very encouraging to know a person with your experience and industry knowledge brings a new level of assurance.
Services
About Us
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Thank you for stopping by! I specialize in purchase money mortgages, first-time home buyers, and FHA/VA Loans. I am also a licensed Insurance Agent with A Ford Insurance Agency with over 13 years of experience and can provide many mortgage options with low rates and closing costs. Ask me about our current special!
Refinance Center
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Refinancing a home mortgage can be a big decision for many homeowners. Your situation and needs change over time so why shouldn't your mortgage? Now might be the right time for you to refinance into a lower rate mortgage. You should take the time to consider the following questions to see if refinancing makes sense for you.
Loan Programs
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The following is a partial list of programs offered by Mortgage Options Of Texas LLC with a brief description of the key elements of each. For a complete list of the programs that we offer, please contact us at 832-384-4917. Home equity loans call for the borrower to acquire a new loan on an already mortgaged property using the equity you've built as collateral.
Loan Process
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Pre-qualification starts the loan process. Once a lender has gathered information about a borrower's income and debts, a determination can be made as to how much the borrower can pay for a house. Since different loan programs can cause different valuations a borrower should get pre-qualified for each loan type the borrower may qualify for.
FAQs
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The pre-approval process is much more complete than pre-qualification. For pre-qualification, the loan officer asks you a few questions and provides you with a pre-qual letter. Pre-approval includes all the steps of a full approval, except for the appraisal and title search. Pre-approval can put you in a better negotiating position, much like a cash buyer.
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