SPIRE Credit Union

We love SPIRE! They make us feel like we matter and they really want to help us get the best outcome possible for any need. You guys rock! Everything was perfect and Shelby was amazing. She took care of my daughter and it made everything a breeze. She needs to be complimented on her professionalism and the time and effort she put into making this such a great experience.

As a credit union, SPIRE is here to improve lives and to help our members realize their dreams. We do this by providing personalized service, listening to our members needs, offering solutions that fit and having the best products with the best possible loan and savings rates. Our goal at SPIRE is to serve all of our members well and improve the financial well-being of our member-owners no matter how much you have in your pockets.

Regulation D requires that during any calendar month you may not make more than six withdrawals or transfers from your savings account to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction.

Regulation D allows unlimited transfers and withdrawals from a saving account when made by mail, messenger, ATM, or in person, or when such withdrawals are made by telephone provided a check is mailed to the member.Transfers to repay loans at the credit union and to pay safe deposit box rent are also unlimited.

SPIRE Certificates are a great way to save with a guaranteed interest rate locked-in for the term of your choice. Dividends can be paid to a SPIRE Certificate, Share Savings account, Money Market Savings account or Checking account. The SPIRE Trade-Up Your Certificate program allows you to trade any existing Certificate to a new Certificate of greater or equal term to take advantage of rising dividend rates.

With a Puppy Pal account, your child can learn the value of saving up for the things that matter to them. They can learn how to save money in a piggy bank, practice going to the credit union to deposit their money and earn dividends, and make a withdrawal to purchase the things they want. All while you're able to monitor their account.