St Paul Federal Credit Union
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St Paul Federal Credit Union
In 1987 our original charter was converted to a federal charter to add family members of the electricians to our field of membership. Our growth continued, and in 2005 we opened our credit union doors to the entire St. Paul community. With the addition of the city of St. Paul, all persons living, working, worshipping, or doing business in any St.

Paul neighborhood were given the opportunity to receive the benefits of credit union membership. A merger with Capital Trust Federal Credit Union in 2008 further expanded our field of membership to include United States Federal Employees and downtown Minneapolis.
Services
Our Mission, Vision & Core Values
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Our mission is to attain, foster, and preserve a lifetime relationship with individual members, staff and stakeholders by implementing innovative technology and financial security. We passionately deliver professional, personal service and equitable financial solutions that will educate, encourage and support the growth of those relationships.
Fee Schedule
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We reserve the right, at anytime, to require not less than seven days notice, in writing, before each withdrawal from a dividend bearing account, other than a share certificate. Federal Regulations allow no more than six electronic withdrawals from a Savings Account per calendar month. 4 If account has had no transactions in one year, a balance under $100.00 and the member is over 21.
Offers & Promotions
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St. Paul Federal Credit Union has partnered with KOFE - Knowledge of Financial Education to help you stay financially. Now you can simplify your life and earn up to 4.99% APR* on your St. Paul Federal Credit Union checking account for balances up to $20,000, just for utilizing debit card, eStatement, and direct deposit services.
WINcentive Winners
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Each month, St. Paul Federal Credit Union, has at least 3 - $100 WINcentive Savings Account Winners! Prize drawings occur monthly, quarterly and annually - so the more you save, the more chances you have to win! You could even end up winning the grand prize of $5,000! Be sure to check back each month to see if you are one of our winners!
Mortgages
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When considering a real estate loan, let St. Paul Federal Credit Union serve as your one-stop financial institution. We offer a wide selection of real estate loans including Purchase and Refinance First Mortgage Loans, Second Mortgage Loans, Land Loans, Home Improvement Loans, and Home Equity Line of Credit Loans.
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