Blaze Credit Union

Business Details

50+ Years

experience

Your Trusted Partner for Financial Solutions in Minnesota

Blaze Credit Union has been dedicated to empowering members through personalized financial solutions since 1931. Our foundation is built on Midwestern values of community, integrity, and hard work, which guide every interaction. We offer a comprehensive range of services, including home loans, vehicle financing, retirement planning, and digital banking, designed to meet diverse financial needs. With 28 branches across Minnesota and over 250,000 members, we combine local expertise with innovative tools to deliver accessible, member-centric banking. Our merger in 2024 between Hiway and SPIRE Credit Unions strengthened our commitment to providing best-in-class services while maintaining a focus on community impact.

We prioritize transparency, financial education, and tailored support to help members achieve long-term stability. Recognized for our compassionate approach, we actively support local initiatives and partner with organizations to enhance the communities we serve. Our team of experienced professionals ensures every member receives knowledgeable guidance and a seamless banking experience. By blending tradition with modern convenience, Blaze Credit Union remains a trusted partner in navigating life's financial journey.

Services

Home Loans Vehicle Loans HELOC Free Checking Retirement Accounts

Details

Year established: 1931

Highlights and features

We have over 90 years of experience serving Minnesota communities.
Our team offers personalized financial guidance and innovative solutions.
We prioritize community values, integrity, and member-focused service.
Blaze provides competitive rates and no origination fee home loans.
Our 24/7 digital banking offers convenience and security.

What people say

Friendly staff Convenient locations Reliable services Knowledgeable advisors Stress-free experience

Website

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Services

Home Loans

Blaze offers competitive home loans with options like no origination fee mortgages, ensuring affordability for primary residences. Our experts guide members through the process from application to closing. With flexible terms and low rates, we help make homeownership accessible while prioritizing transparency and personalized support.

Vehicle Loans

Our vehicle loans feature low APRs and terms up to 36 months, making it easy to finance cars, motorcycles, or RVs. Members benefit from quick approvals and seamless digital management tools. We focus on simplifying the financing process while offering competitive rates and exceptional customer service.

HELOC

Blaze's Home Equity Line of Credit starts at 3.99% APR, providing flexible access to funds for home improvements or major expenses. Members enjoy a promotional rate followed by a competitive variable rate. Our advisors help assess eligibility and structure terms to meet individual financial goals.

Free Checking

Blaze Free Checking accounts offer no monthly fees, global ATM access, and $200 sign-up bonuses. Designed for simplicity, these accounts include digital tools for budgeting and fraud protection. We ensure members maintain control over their finances with reliable, cost-effective banking solutions.

Retirement Accounts

Our retirement services include IRAs and 401(k) rollovers, supported by expert advisors who create tailored plans for long-term security. Members gain access to diverse investment options and educational resources. We emphasize strategic planning to maximize growth and ensure financial stability in retirement.

Questions

How do I apply for a loan with Blaze Credit Union?

Apply online through Blaze Digital Banking or visit a branch to meet with a loan officer for personalized assistance.

What services does Blaze Credit Union offer?

Blaze provides home loans, vehicle financing, checking accounts, retirement planning, and digital banking tools.

Are there fees for Blaze's checking accounts?

Blaze Free Checking has no monthly fees and offers a $200 sign-up bonus for new accounts.

Does Blaze Credit Union have mobile banking?

Yes, Blaze offers 24/7 digital banking with features like mobile check deposit and account management.

What are Blaze's mortgage rates?

Current rates start at 3.99% APR for HELOCs and include no origination fee options for qualified applicants.

Reviews (5)

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M. A. L.

Dec 26, 2021 Report

Would never bank with a credit Union who has a paid spokes person, Kirk Cousins, who poses a danger to all he comes in contact with by not getting vaccinated.

It's a shame a business like this does not put customer safety above the CEO's ego who appears with Cousins. Him being unmasked in their commercials speaks volumes.

Frank Jorgensen

Apr 03, 2021 Report

It takes an army to get a home loan with these people! Very difficult to deal with & very slow at getting back to you with the progress of your loan. Every time they tell you they've got all the information they need from you then suddenly they want even more & it honestly never ends. It's very obvious they really don't like borrowing money!

Cindy Dh

Feb 20, 2021 Report

They are sooo slooow, I was the only person in line and to make a single check deposit and it took forever. I actually dropped my husband off for a haircut at great clips, drove to the bank and directly back to pick him up and he was done and waiting for me... It is painful banking here and we moved to them from US Bank because they are open earlier, later, and Saturday morning.

Kurt Triemert

Dec 07, 2020 Report

Beware!!! This bank has a policy that a maximum of $2,000 a day can be withdrawn from your savings. So if you are planning to buy a new car, or something expensive and want to pay cash, plan ahead and "order" your cash in advance because you will have to wait 10 days. This is completely ridiculous! Who are they to tell me how much money I can get out of my savings per day? Will be closing all of my accounts with Spire....

Kathleen R.

Jan 10, 2019 Report

I have had accounts at Spire since first using them for a car loan years ago. All the locations have been good with friendly and helpful staff. This location is a little more off the beaten path than some of the others I have gone to, but still easy enough to get in and out.

I'm not a big fan of the big banks "banksters" so a credit union is a good alternative to those. I like to know the places I'm doing business with and Spire Credit Union is a not-for-profit financial cooperative founded as the Twin City Co-ops Credit Union in 1934. Spire is headquartered in Falcon Heights