Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions
Founded in 1924 by United States Postal Service employees in New Orleans, LA, we have dedicated nearly a century to empowering our members through personalized financial solutions. Our 2016 merger with Homeland FCU expanded our reach while maintaining our core principle: profits returned to members through competitive rates and low fees. As a not-for-profit cooperative, we prioritize community impact over corporate gain, treating members as valued partners rather than account numbers.Our comprehensive services span from first paycheck management to retirement planning, supported by NCUSIF-insured accounts and a commitment to lifelong financial success. With three local branches and nationwide shared branching access, we combine local expertise with national convenience to serve every stage of our members' financial journeys.
Services
Auto Loans
Personal Loans
Mortgage Loans
Business Loans
Credit Cards
Savings Accounts
Checking Accounts
Overdraft Protection
Christmas Club
Online Banking
Details
- Year established: 1924
Highlights and features
- 100 years of serving the New Orleans community
- Member-owned cooperative structure with personalized service
- Competitive rates on loans and savings products
- Local decision-making with nationwide shared branching access
- Financial education resources for lifelong money management
Associations and certifications
- National Credit Union Share Insurance Fund (NCUSIF)
What people say
Go above and beyond
Helpful and kind
Reliable and secure
Cares for members
Extra mile
Services
Auto Loans
We offer competitive auto loan rates starting at 2.74% APR for new and used vehicles. Our flexible terms accommodate various credit profiles while maintaining affordable monthly payments. Local underwriting ensures personalized approval decisions that meet individual financial needs.
Personal Loans
Unsecured personal loans available with rates starting at 4.75% APR for debt consolidation, home improvements, or emergency expenses. We provide fixed-rate options with predictable repayment schedules and no hidden fees.
Mortgage Loans
Local mortgage lending for primary residences, investment properties, and refinancing. Our experienced loan officers guide members through the home buying process with competitive rates and personalized service.
Business Loans
Tailored financing solutions for small businesses including equipment purchases, working capital, and expansion projects. We offer specialized loan programs with flexible terms to support local entrepreneurs.
Credit Cards
Low-rate credit card options featuring balance transfer promotions and rewards programs. Our Visa Platinum card provides financial flexibility with competitive APRs and member-exclusive benefits.
Questions
How do I become a member?
Membership requires a $5 minimum deposit and eligibility through postal service employment or community criteria. Apply online or visit any branch.
What loan types are available?
We offer auto loans, personal loans, mortgages, business loans, and credit cards with competitive rates tailored to member needs.
Are my deposits insured?
Yes, all savings accounts are insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF).
Do you offer online banking?
Yes, our mobile app provides 24/7 access for transfers, bill pay, check deposits, and account management.
What are your branch hours?
Monday-Friday 9:00 AM - 4:30 PM, Saturday hours vary by location. ATMs available 24/7 at all branches.
Reviews (2)
Russian Ify
Dec 26, 2020
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Theres a African American lady who work there, that would answer the phone occasionally! Shes no help at all and shes very rude! I am going to have my account deactivated and switch to another credit union! I wish I could remember her name just so I can report her to the manager! I had the worst experience there !! Also, I talked her today on July 27th...if that helps !!!!
Carlicee White
Oct 23, 2020
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The teller!! In drive thur is very rude and so unprofessional its so sad!! Her teller intials are SC NASTY ATTITUDE NO MANNERS AT ALL EVER TIME I GO THERE SHE IS ALWAYS THE SAY WAY ILL HAVE TO FIND A DIFFERENT LOCATION TO TAKE CARE OF MY BUSINESS!
