Business Details
50+ Years
experience
Your Trusted Insurance Partner in Edina, MN
Germain Insurance Agency has served the insurance needs of Minnesota residents since 1966. As an independent agency, we represent multiple insurance carriers to provide personalized coverage solutions for auto, home, recreational vehicles, and umbrella policies. Our locally-based agents prioritize understanding regional needs to deliver tailored insurance products that balance protection and affordability. With decades of combined experience, our team educates clients on coverage options while maintaining transparency in all communications.We maintain partnerships with major providers like Progressive, Safeco, and Nationwide to ensure competitive pricing. Our commitment to personalized service has earned us a reputation as a trusted advisor in the Minneapolis area, offering free quotes and dedicated support during business hours.
Services
Auto Insurance
Home Insurance
SR-22 Insurance
Recreational Vehicle Insurance
Umbrella Insurance
Details
- Year established: 1966
Highlights and features
- We have over 55 years of local insurance experience since 1966
- Our team provides personalized policies tailored to Minnesota residents
- We represent multiple carriers including Progressive and Nationwide
- Our agents specialize in regional insurance requirements
- We offer free quotes with no-obligation consultations
What people say
Super helpful
Attentive service
Always available
Personalized policies
Trusted advisors
Services
Auto Insurance
Germain Insurance Agency offers comprehensive auto insurance solutions tailored to individual driving needs. Our policies cover vehicles in the Minneapolis area with options for liability, collision, and comprehensive protection. Our local agents help clients navigate coverage requirements while finding cost-effective solutions that meet state regulations and personal protection needs.
Home Insurance
We provide customized home insurance policies for various residential properties including single-family homes, townhouses, and condominiums in Edina. Our coverage options protect against common risks like fire, theft, and weather damage while offering additional endorsements for specific regional concerns. Our agents help homeowners understand policy details and select appropriate coverage limits.
SR-22 Insurance
Our agency specializes in SR-22 insurance filings for drivers needing license reinstatement. We work with multiple carriers to find affordable high-risk insurance solutions that meet Minnesota's minimum coverage requirements. Our experienced team guides clients through the SR-22 process and helps maintain continuous coverage as required by law.
Recreational Vehicle Insurance
We offer specialized insurance coverage for recreational vehicles including motorhomes and travel trailers. Our policies protect against unique risks associated with RV ownership while providing flexible coverage options for both full-time and seasonal use. Our agents understand the specific insurance needs of Minnesota RV owners and help find appropriate protection levels.
Umbrella Insurance
Our umbrella insurance policies provide additional liability protection beyond standard auto and home insurance limits. This coverage helps protect personal assets from major claims or lawsuits. Our agents assess individual risk profiles to determine appropriate coverage amounts and help clients understand the benefits of adding umbrella protection to their insurance portfolio.
Questions
What types of insurance do you offer?
We offer auto, home, SR-22, recreational vehicle, and umbrella insurance policies tailored to Minnesota residents' needs.
Why use an independent insurance agency?
As an independent agency, we represent multiple carriers like Progressive and Nationwide to find you the best coverage options and competitive pricing.
Do you offer specialized insurance products?
Yes, we provide SR-22 filings for high-risk drivers and specialized coverage for recreational vehicles in addition to standard auto and home insurance.
Are you locally owned?
Yes, we're a locally operated agency serving Edina and surrounding areas since 1966 with personalized insurance solutions.
Reviews (6)
Lamonta Denson
Nov 13, 2021
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Positive:Professionalism,Quality,Responsiveness
Darcy steger was very helpful and she faxed my documents over to DDP
Darcy steger was very helpful and she faxed my documents over to DDP
Clare Cade
Mar 03, 2021
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Positive:Professionalism,Responsiveness
I have been working with Darcy at Germain for a few years now at the recommendation of my grandparents, who have been with them for several years. She is wonderful. I have always experienced wonderful customer service and the help I've gotten from them has been amazing. They always help me find the best rates. Highly recommend!
I have been working with Darcy at Germain for a few years now at the recommendation of my grandparents, who have been with them for several years. She is wonderful. I have always experienced wonderful customer service and the help I've gotten from them has been amazing. They always help me find the best rates. Highly recommend!
Michael O'Laughlin
Jan 20, 2021
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Positive:Professionalism,Responsiveness,Value
Chad helped me finding a homeowner's policy that providing the right coverage for less than I was paying previously. He kept me well-informed and answered all my questions with surprising expedience. Overall, a great experience!
Chad helped me finding a homeowner's policy that providing the right coverage for less than I was paying previously. He kept me well-informed and answered all my questions with surprising expedience. Overall, a great experience!
Robert Wallin
Jul 27, 2020
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Positive:Professionalism,Responsiveness,Value
Darcy - no slight to Chad - is attentive-- a great listener; patient; always professional, and personable; and always-- always leaves me absolutely certain that I could not be better served.
Darcy - no slight to Chad - is attentive-- a great listener; patient; always professional, and personable; and always-- always leaves me absolutely certain that I could not be better served.
Sarah Shaw
Jul 17, 2020
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Ive been with Germaine Insurance for 2 years. What I like is their prices are great and they do all the work for me. For example, last week I asked Darcy to look around to see if there was a better deal for me, she called me back within the hour with a better deal, I switched my auto and renters insurance within a few minutes over the phone. Simple procedure and saved me money!
Tamara Webb
Aug 12, 2019
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When I first came to Minnesota, this agency helped me out, with reasonable insurance. Many years later, I reached out to them, and now his daughter has taken over, and I am yet again satisfied.
