Business Details
41 Years
experience
Your Trusted Insurance Broker Partner in Cincinnati
Since 1985, we have been a leader in the employee benefits and individual/family health insurance industry, dedicated to empowering brokers with comprehensive resources and expertise. Our team of professionals, with an average of 17 years of experience, provides tailored solutions, advocacy, and cutting-edge technology to help brokers thrive in the competitive insurance landscape. We prioritize business growth, credibility, and education through weekly webinars, CE opportunities, and personalized support.Our commitment extends beyond business, focusing on community involvement through charitable initiatives and volunteer programs. With six regional offices across Ohio, we combine local accessibility with national expertise to serve over 2,000 brokers nationwide, ensuring they remain at the forefront of industry changes.
Services
Health Insurance
Employee Benefits
ICHRA Solutions
Licensing Support
Commission Management
Agency Services Program
Details
- Year established: 1985
Highlights and features
- We have 40+ years of experience in health insurance brokerage services.
- Our team averages 17 years of industry expertise with certified professionals.
- We provide exclusive tools like HealthSherpa and EB3 Benefit Booklet Builder.
- We offer 24/7 access to commission statements through AGB Broker Briefcase.
- We maintain 50+ carrier partnerships for comprehensive product offerings.
What people say
Patient and professional
Exceeded expectations
Personalized support
Industry expertise
Reliable partner
Services
Health Insurance
We provide comprehensive health insurance solutions for individuals and families, including ACA-compliant plans and marketplace enrollment assistance. Our brokers access industry-leading technology platforms like HealthSherpa to deliver competitive options. With ongoing support through biweekly webinars and market updates, we help brokers stay ahead of regulatory changes while focusing on growth.
Employee Benefits
Our employee benefits solutions cater to businesses seeking customized health plans for their workforce. We offer FormFire and EB3 Benefit Booklet Builder tools for efficient quoting and enrollment. Our specialists assist with carrier coordination, policy management, and compliance consultations, ensuring brokers can deliver tailored benefits packages that meet employer and employee needs.
ICHRA Solutions
We specialize in Individual Coverage Health Reimbursement Arrangements (ICHRA), offering alternatives to traditional group plans. Our specialists help employers budget efficiently while providing personalized health benefits. Through educational webinars and direct consultation, we guide brokers in implementing these tax-advantaged solutions that offer flexibility for employers and choice for employees.
Licensing Support
Our licensing specialists handle administrative tasks for brokers, including carrier appointments, AOR processing, and business transfers. Brokers access 24/7 commission statements through AGB Broker Briefcase with Excel-ready reports. This streamlined support allows brokers to focus on sales while maintaining compliance across multiple states and carriers.
Agency Services Program
This program offers succession planning and client transition services for brokers. Our multi-state licensed representatives provide year-round support for policy management, quoting, and enrollment. Through customized plans, we ensure business continuity during retirement, disability, or unexpected events, protecting brokers' legacies and client relationships.
People
Annie Carroll
Co-Owner
Annie Carroll co-owns Cornerstone with her brother Ryan, continuing the family legacy established by their father, John. With extensive industry experience, she leads strategic initiatives and maintains the company's commitment to broker support.
Ryan Carroll
Co-Owner
Ryan Carroll partners with his sister Annie in leading Cornerstone's operations. He focuses on maintaining the company's reputation for excellence while expanding service offerings through innovative technology and carrier relationships across the 50 licensed states.
John Carroll
Chairman
As Chairman, John Carroll serves as the visionary leader who established Cornerstone's foundation. His decades of insurance industry experience continue to guide the company's principles of integrity and broker-centric support.
Bill Mauch
Chief Financial Officer
Bill Mauch oversees Cornerstone's financial operations with a focus on sustainable growth. His financial expertise ensures brokers receive accurate, timely reporting through advanced systems like AGB Broker Briefcase, supporting their business decisions.
Natalie Maier
Director, Human Resources
Natalie Maier leads human resource initiatives, maintaining the company's status as a top workplace. She develops programs that attract and retain talent, fostering the dedicated team that contributes to Cornerstone's success for over 40 years.
Questions
What services does Cornerstone offer brokers?
We provide health insurance, employee benefits, ICHRA solutions, licensing support, commission management, and succession planning services for insurance brokers.
Does Cornerstone offer educational resources?
Yes, we offer weekly webinars, CE opportunities, compliance consultations, and industry updates to keep brokers informed and competitive.
What technology tools are available?
Brokers access HealthSherpa, EB3 Benefit Booklet Builder, FormFire, and AGB Broker Suitcase for quoting, enrollment, and business management.
How does Cornerstone support community involvement?
We organize volunteer initiatives and partner with programs like Adopt-A-Class and Freestore Foodbank to give back to local communities through charitable activities.
What are Cornerstone's business hours?
Our offices operate Monday-Friday from 8:30 AM to 5:00 PM EST across our regional locations in Ohio.
How does Cornerstone ensure business continuity?
Our Agency Services Program provides succession planning and client transition support to protect brokers' businesses during retirement or unexpected events.
Reviews (5)
Anabella Moses
Nov 12, 2021
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Since I started investing, it has been smooth and no complain. But I still see people complaining that they have been scammed in one way or the other. I wonder why, Investing in forex / Bitcoin trading has been so profitable to me. So I think I should introduce my manager Mrs Patricia Brayan to you if you're interested. She has being a honest manager all through and I am still investing with her till today. Invest with the right manager and there will be no more lost of funds, i promise you that. Kindly message her via WhatsApp number: +1(608)6186312 Or email:brayanPatricia77@gmail.com
L. M.
Nov 23, 2019
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Dale took the time to explain the insurance package I am looking at. He walked me through it until I had a clear understanding of how it works. He was helpful and friendly. Thanks, Dale!
Elena Brennan
Jan 18, 2019
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Aziz Rahman was incredibly knowledgeable about short and long term health insurance plans and made me feel comfortable navigating the (often confusing!) health insurance world. He helped me find the most appropriate coverage during a job transition and was very timely and professional with his responses. I highly recommend this company and working with Aziz!
Kelly Smith
Oct 04, 2018
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Cornerstone was supposed to cancel the insurance for my company. Unfortunately they didnt, and we were billed over $3k unexpectedly. When calling Anthem they indicated that Cornerstone dropped the ball. Now I am unable to get our representative to call me back. Horrible customer service.
Marilyn Schultz
Jun 21, 2018
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Cornerstone is a terrific place to work. I enjoy being with a group of like-minded people that are passionate about providing the very best level of service, the right tools, and optimum service to our clients to help them achieve their business goals.
