The "REAL" Insurance Lady

The REAL Insurance Lady is an independent insurance brokerage company founded on the premise of providing genuine and reliable guidance for the everyday family. The REAL Insurance Lady has been licensed for over 10 years and is focused on delivering timely service with excellent satisfaction. The REAL Insurance Lady was founded by Shaughnna Blackmon.

Health insurance is designed to offset the sky-rocketing costs of receiving health care. The Affordable Care Act ("ObamaCare") requires that everyone have coverage unless you are exempt. Health insurance can be complicated but The REAL Insurance Lady makes it easy to understand.

The REAL Insurance Lady will help you determine if you are eligible to receive assistance ("subsidy") in paying your premium and in helping you select the right plan for you and your family.Out-Of-Pocket Maximum is the most you will pay for the year. It includes all of the co-pays, co-insurance, and deductibles for medical and prescription services.

There are many kinds of life insurance, but they generally fall into two categories: Term Insurance and Permanent ("Whole Life") Insurance. Learn about each category below. Term Insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.

Many people ask the question, "since Medicare only covers 80%, how do I pay the other 20%?" The answer to that question is what The REAL Insurance Lady helps you answer. If you or a loved one has Medicare, call the office today for a FREE Medicare review. The REAL Insurance Lady will review your current plan to determine if there is something that may be more beneficial to you.

Disability income insurance solves the question of what would happen if you were unable to perform your duties and earn an income. What would happen? Would you potentially lose your home? Would you be able to afford to sustain your lifestyle in a meaningful way? Disability income insurance is designed to replace your income in the event you are too sick or injured to work.