Ed Montermini, a young, recently married state employee, needed help to make a $500 down payment for a small home in Olympia. Because of his short tenure with the state, he couldn't find a lender that would help him. That simple dilemma began a journey that led to the creation of WSECU. Ed remains a member today.
In December, membership totaled 65. Membership was expanded to include all state employees, the Washington State Employees Association, Washington Federation of State Employees and WSECU employees. In December, the first dividend (3 1/2%) was declared. The debenture program was established, giving members who had a minimum of $5,000 on deposit the opportunity to borrow money without collateral.
In December, membership totaled 65. Membership was expanded to include all state employees, the Washington State Employees Association, Washington Federation of State Employees and WSECU employees. In December, the first dividend (3 1/2%) was declared. The debenture program was established, giving members who had a minimum of $5,000 on deposit the opportunity to borrow money without collateral.
Services
Personal Checking
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With our checking accounts, you can simplify your checking experience with an account that fits your unique Washington lifestyle. Whether you want cash back rewards, automatic savings or a traditional hassle-free account, you'll find just what you need with us. If you have direct deposit (greater than $1,000 monthly), automatically receive 1% cash back on gas, restaurants and airline purchases and $0.05 cash back on other debit card purchases.
Personal Cards
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With options for everything from earning cash back to building your credit, WSECU has you covered. Compare our cards and apply today for the one that fits your lifestyle and spending habits. Do you love earning cash back rewards on everything from travel to everyday purchases? So do we. That's why our Cash Back Visa Signature credit card is perfect for all kinds of spending, especially if you typically pay off your balance every month.
How to Get a Free Credit Report
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Credit reports contain a wealth of information about your credit history. It's important to review your credit report at least annually to ensure it is accurate and that you haven't become a victim of identity fraud. You're entitled to one free credit report from Experian, TransUnion and Equifax every 12 months.
Mortgage Purchase
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A form of property insurance that covers losses and damages to an individual's house and to assets in the home. Private Mortgage Insurance protects the lender in the event the borrower defaults on a loan with a downpayment of less than 20% and is included in the monthly payment. Fees paid to an organization of homeowners of a particular subdivision, condominium, or planned unit development.
Equity Loan & Line of Credit
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We offer Home Equity options that can help you pay for home improvements, consolidate debt or finance a large purchase. What is home equity? It's the current value of your home minus your mortgage balance. You can borrow against that equity to consolidate your debts to make paying them down easier and more efficient.
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