Business Details
44 Years
experience
Your Trusted Partner for Financial Planning Solutions
Founded in 1982 by Mark V. Carlozzi in Youngstown, Ohio, our firm has guided individuals and families through financial decisions for over 43 years. Built on trust, integrity, and lasting relationships, we help clients plan for the future with clarity and confidence. As fiduciaries, we are legally and ethically committed to putting your best interests first, offering transparent advice and objective guidance. Our financial strategies are designed solely around your goals, delivering comprehensive planning with a personalized, client-first approach. We specialize in retirement planning, wealth management, 401(k)/403(b) planning, investment management, and estate planning.Our commitment extends beyond transactions to building long-term relationships that grow with you. We take time to understand your story, values, and vision to ensure every financial decision supports your desired lifestyle. With decades of experience, we craft customized plans that evolve as your life changes. Our team remains dedicated to serving our community with the same purpose that started it all: building your financial future together.
Services
Financial Planning
Wealth Management
401k/403b Planning
Investment Management
Retirement Planning
Insurance Planning
Estate Planning
Details
- Year established: 1982
Highlights and features
- We have over 43 years of experience in personalized financial planning.
- We are legally committed fiduciaries putting your interests first.
- We offer customized plans that evolve with your life changes.
- Our team provides transparent and objective financial guidance.
- We specialize in retirement, wealth, and estate planning solutions.
Associations and certifications
- FINRA
- SIPC
Services
Financial Planning
We create personalized financial plans aligned with your life goals, using advanced tools like MoneyGuide to ensure clarity and adaptability. Our fiduciary approach prioritizes your interests, covering savings, retirement, and legacy planning. Ongoing support ensures your strategy evolves with your changing needs.
Wealth Management
Our wealth management service focuses on prudent asset allocation and risk mitigation to preserve and grow your wealth. We develop strategic and tactical plans tailored to your objectives, building diversified portfolios of stocks, bonds, and ETFs. Continuous monitoring ensures alignment with your long-term goals.
Retirement Planning
We help clients prepare for retirement with comprehensive strategies covering income planning, tax efficiency, and pension coordination. Our process includes goal assessment, portfolio implementation, and phased transitions to ensure a secure and fulfilling retirement lifestyle.
Investment Management
Our investment management service offers disciplined, research-driven strategies tailored to your risk tolerance and timeline. We focus on diversification, tax efficiency, and long-term growth, providing ongoing portfolio adjustments to adapt to market changes and personal circumstances.
Estate Planning
We collaborate with attorneys to design estate plans that minimize taxes, protect assets, and ensure your wishes are honored. Services include beneficiary reviews, trust coordination, and strategies to safeguard your legacy for future generations.
People
Mark V. Carlozzi
Owner & Financial Advisor
Founder of Carlozzi Financial Services with over 40 years of experience, Mark specializes in fiduciary financial planning and retirement strategies. He prioritizes client-first relationships and long-term wealth growth.
Anthony E. Ricciardi
Financial Advisor
Anthony provides personalized financial advice, focusing on investment management and retirement planning. He helps clients navigate complex financial decisions with clarity and confidence.
Joyce K. Carlozzi
Executive Assistant & Controller
Joyce oversees financial operations and administrative functions, ensuring seamless service delivery. Her expertise supports the firm's commitment to client-focused financial solutions.
Kathy A. Stoner
Administrative Assistant
Kathy provides operational support, maintaining the firm's efficiency and client communication standards. Her role ensures smooth day-to-day operations for client services.
Questions
What services does Carlozzi Financial Services offer?
We provide financial planning, wealth management, retirement planning, investment management, 401(k)/403(b) planning, insurance strategies, and estate planning tailored to your goals.
Are you fiduciaries?
Yes, we are legally and ethically committed to acting as fiduciaries, always prioritizing your best interests in every recommendation.
How do you personalize financial plans?
We use tools like MoneyGuide and conduct in-depth consultations to create actionable roadmaps that evolve with your life changes and financial milestones.
Do you work with clients outside Ohio?
Yes, we serve clients in 21 states, including Arizona, Florida, Texas, and California, with customized solutions for diverse financial needs.
What is your investment approach?
We focus on diversified, research-driven portfolios aligned with your risk tolerance, timeline, and long-term objectives, with ongoing monitoring and adjustments.
How do you support retirement planning?
We offer phased retirement strategies, income planning, tax-efficient withdrawals, and pension coordination to ensure a secure and fulfilling retirement lifestyle.
