Business Details
Your Trusted Partner for Financial Planning and Investment Advisory Services
At Kissling Financial, we specialize in guiding clients through comprehensive wealth planning by integrating investment strategies, tax-saving techniques, and estate and insurance planning. With over 30 years of experience, our approach emphasizes after-tax growth and portfolio safety, tailored to individual retirement and wealth transfer needs. Our Five-Step Financial Course provides a structured framework for achieving financial freedom, combining personalized goal-setting with ongoing portfolio management.We prioritize client education to ensure informed decision-making, offering discretionary and non-discretionary asset management services. Our commitment to integrity and expertise has helped clients protect and grow their assets through diverse market conditions.
Services
Financial Planning
Investment Advisory
Tax Strategies
Estate Planning
Insurance Services
Highlights and features
- We offer 30+ years of experience in financial planning and tax strategies.
- Our proprietary Five-Step Financial Course ensures structured wealth growth.
- We specialize in after-tax portfolio growth and retirement security.
- Personalized approach combining investments, estate planning, and insurance.
- Registered investment advisory firm with transparent fee structures.
Associations and certifications
- U.S. Securities and Exchange Commission
Services
Financial Planning
Our financial planning services create customized roadmaps for achieving long-term goals. We analyze your current financial status, develop tax-efficient strategies, and implement plans for retirement, estate transfer, and risk management. Our Five-Step Financial Course ensures structured progress toward financial freedom.
Investment Advisory
We offer discretionary and non-discretionary portfolio management focused on after-tax growth. Our strategies combine stocks, real estate, and alternative investments to build diversified portfolios. Regular bi-monthly reviews ensure alignment with market conditions and client objectives.
Tax Strategies
Our tax-saving strategies emphasize depreciation, deferral, and offsets to maximize after-tax returns. We integrate these techniques with investment and estate plans to enhance overall portfolio growth while minimizing tax liabilities for individuals and business owners.
Estate Planning
We design estate plans that ensure seamless asset transfer while minimizing tax burdens. Our approach combines legal documents, trusts, and insurance products to protect wealth for future generations, complementing broader financial and investment strategies.
Insurance Services
Our insurance solutions address life, health, and long-term care needs. We help clients select policies that align with financial goals, providing protection against unexpected events while integrating with retirement and estate planning frameworks.
People
Timothy J. Kissling
Founder & CPA
With over 30 years of experience, Timothy Kissling combines CPA expertise with investment advisory services. He developed the Five-Step Financial Course and authored 'Think Beyond Tax Now,' focusing on tax-efficient wealth strategies for business owners.
Jason Hoeltzel
Financial Advisor
Jason provides personalized financial planning and investment advisory services, focusing on retirement strategies and portfolio management for individuals and families.
Erin Kissling
Certified Financial Planner
Erin specializes in creating comprehensive financial plans that integrate tax strategies, estate planning, and investment management to help clients achieve long-term security.
Questions
What financial services do you specialize in?
We focus on investment advisory services, tax-efficient financial planning, estate planning, and insurance strategies tailored to individual retirement and wealth goals.
How are your fees structured?
Our fees include asset-based management (up to 2.0% annually), fixed fees for financial plans ($500–$5,000), and hourly consultations at $250/hour.
Do you work with clients outside Pennsylvania?
While our offices are in Pennsylvania, we serve clients nationwide through virtual consultations and remote portfolio management.
What is your investment philosophy?
We emphasize asset class diversification, after-tax growth, and portfolio safety, incorporating stocks, real estate, and tax-advantaged investments.
How often do you review client portfolios?
We conduct bi-monthly reviews and adjust strategies based on market changes, employment shifts, or updated financial goals.
