Business Details
50+ Years
experience
Your Community Credit Union in Southern Maine
Maine Solutions Federal Credit Union has served the financial needs of Southern Maine communities since 1966. Originally chartered as Fairchild Semiconductor of Maine Federal Credit Union, we've evolved through strategic name changes and expanded eligibility to become a community-focused financial institution serving Cumberland and York Counties. Our member-owned cooperative structure ensures personalized service across a comprehensive range of financial products, including mortgage lending through Servion partnerships, Sallie Mae student loans, and competitive credit card offerings.With NCUA federal insurance protecting deposits up to $250,000, we combine decades of local expertise with modern digital banking solutions. Our experienced leadership team, including CEO Diana Garcia and veteran board members, maintains a commitment to financial education through tools like our Financial Fitness budgeting platform. As a community charter institution, we prioritize local economic development through initiatives like our annual Christmas Loan program and partnerships with regional organizations.
Services
Mortgage Loans
Credit Cards
Student Loans
Vehicle Loans
Savings Accounts
Checking Accounts
Personal Loans
Digital Banking
ATM Access
Financial Education
Details
- Year established: 1966
Highlights and features
- We've served Southern Maine communities since 1966 with local decision-making
- Our NCUA-insured accounts protect deposits up to $250,000
- Expanded eligibility includes anyone living, working, or studying in Cumberland/York Counties
- We offer exclusive member benefits like free financial fitness tools
- Our partnerships provide access to specialized services including Sallie Mae student loans
Associations and certifications
- National Credit Union Administration (NCUA)
Services
Mortgage Loans
We offer first and second mortgage loans through our partnership with Servion. Terms up to 180 months with 80% loan-to-value maximum. Competitive rates starting at 5.75% APR for first mortgages and 6.25% APR for second mortgages. Our experienced loan officers help members navigate home financing options.
Credit Cards
VISA and American Express credit card options available to members. Our cards offer flexible payment solutions with competitive terms. Visit our website to compare features and apply online for the card that best meets your spending needs and credit profile.
Student Loans
Private student loan programs offered in partnership with Sallie Mae. Designed to help members finance college expenses with flexible repayment options. Our financial advisors provide guidance on education funding strategies and loan terms.
Vehicle Loans
Competitive financing for new and used vehicles, motorcycles, and boats. Rates starting at 5.50% APR for new vehicles. Special programs include our annual Christmas Loan at 10% APR and recreational vehicle financing at 9.50% APR.
Savings Accounts
Multiple savings options including share accounts, money market accounts, and certificates. Competitive APYs with terms from 3 months to 60 months. Christmas Club accounts help members save for seasonal expenses with automatic transfers.
People
Diana Garcia
President/CEO
Diana Garcia leads Maine Solutions Federal Credit Union with over 20 years of credit union experience. She oversees strategic operations and member services, maintaining our community-focused mission while driving digital innovation and financial growth.
Scott Hopkins
Chairperson
Scott Hopkins chairs our Board of Directors with deep local business knowledge. He ensures our governance aligns with member needs while maintaining financial stability and compliance with regulatory standards.
Shannon Scribner
Operations Supervisor
Shannon Scribner manages daily operations and process improvements. With extensive credit union experience, she ensures efficient service delivery and implements technology upgrades to enhance member experience across all our platforms.
Nancy Kennedy
Supervisory Committee Chair
Nancy Kennedy leads our independent Supervisory Committee. She oversees internal audits and compliance monitoring, ensuring ethical practices and regulatory adherence while protecting member interests and maintaining financial integrity.
Christine Uwimana
Member Services Representative
Christine Uwimana provides personalized member support with expertise in account management and financial products. She assists members with account openings, loan applications, and financial education resources to help achieve their financial goals.
Questions
How do I apply for a mortgage loan?
Contact our loan officers or visit Servion's website through our partnership link. We offer competitive rates starting at 5.75% APR for first mortgages with 80% LTV maximum.
Who is eligible for membership?
Anyone living, working, worshiping, or studying in Cumberland or York Counties, Maine, plus employees and volunteers of our credit union.
What digital banking options exist?
Download our mobile app from Apple App Store or Google Play. Features include free bill payment, e-statements, and 24/7 account access through digital banking.
How do I report a lost card?
Call 800-472-3272 immediately to report lost or stolen VISA cards. Replacement cards are available through our teller services during business hours.
What loan payment options are available?
Use our Teller Phone service 24/7, online banking, or visit our South Portland branch. Skip December payments for most loans with $30 fee (excludes mortgages).
