Business Details
50+ Years
experience
Your Trusted Community Credit Union in Nashville
US Community Credit Union has been dedicated to developing a better banking experience since 1949. Rooted in local community values, we empower members through financial security and tailored services. Our history of growth reflects a commitment to innovation, from pioneering the first credit union-owned building in Tennessee to expanding access across 14 counties. We prioritize member ownership, not-for-profit principles, and volunteer-driven governance to ensure earnings benefit our community.Our services span personal and business banking, loans, wealth management, and cutting-edge digital tools like mobile banking and Zelle. We emphasize financial education through partnerships and programs like SavvyMoney credit monitoring. With over 70 years of service, we combine experience with modern solutions to meet diverse financial needs while maintaining a focus on trust, transparency, and community impact.
Services
Checking Accounts
Savings Accounts
Mortgage Loans
Online Banking
Mobile Deposit
Zelle Transfers
Wealth Management
ID Theft Protection
Student Banking
Business Services
Details
- Year established: 1949
Highlights and features
- Community-focused banking since 1949 with local decision-making
- Member-owned cooperative model returns profits to account holders
- Free financial education resources through partnerships like GreenPath
- 24/7 digital banking with mobile check deposit and Zelle integration
- Specialized loan programs including Furlough Assistance for government workers
What people say
Great community focus
Excellent financial education
Reliable digital tools
Personalized service
Competitive rates
Services
Checking Accounts
We offer multiple checking options including Six Star Checking, Its on US Checking, and Scholars Checking for students. These accounts provide features like free checks, instant debit cards, and Courtesy Pay overdraft protection. Business owners benefit from specialized checking solutions with tools for managing commercial finances.
Auto Loans
Competitive auto loan rates start at 5.59% APR with flexible terms for new and used vehicles. Our lending experts help members secure financing for cars, trucks, motorcycles, and recreational vehicles through personalized loan packages.
Mobile Banking
Our mobile app enables 24/7 account access, check deposits, Zelle transfers, and bill payments. Features include biometric login, real-time alerts, and location-based branch/ATM finding tools to manage finances on the go.
Wealth Management
Professional financial planning services cover retirement strategies, asset management, and insurance solutions. Advisors use a personalized approach to help members achieve long-term financial goals through IRAs and investment portfolios.
ID Theft Protection
IDProtect service monitors credit reports and personal records for $2.95 monthly. Includes daily credit file monitoring, fraud alerts, and dedicated case management to resolve identity theft incidents with credit bureaus and financial institutions.
Questions
What areas does US Community Credit Union serve?
We serve Davidson, Rutherford, Wilson, Williamson, Sumner, and 8 additional Middle Tennessee counties through physical branches and mobile services.
How can I access my account after hours?
Use our 24/7 online banking portal or mobile app for account access, transfers, and bill payments at any time.
Do you offer student banking options?
Yes, we provide Scholars Checking accounts and student-run branches at local high schools with educational financial resources.
What loan assistance programs are available?
We offer Furlough Assistance Loans for government workers and flexible repayment options including Skip-A-Pay programs.
How does credit union membership work?
Membership is open to anyone living, working, or studying in 14 Middle Tennessee counties with family membership eligibility.
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Reviews (6)
Sydney Marshall
Nov 10, 2021
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Sterling got me an AMAZING rate on my refinance, made the process super easy, and was uber nice! 110% recommend!!!!
Taylor Morrison
Nov 06, 2020
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A community credit union that excels in customer service! They offer a full lineup of financial products and services. I am really impressed.
Angela McElroy
Aug 21, 2020
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The staff is very helpful and friendly! Grateful
For our branch in Lebanon. Very convenient to have a branch close by
For our branch in Lebanon. Very convenient to have a branch close by
Denise P.
Nov 18, 2019
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The young lady at the front desk has selective vision towards customers of color. She overlooked me as I wanderously walked around trying to figure out where the forms were, however the gentleman that walked in behind me was greeted and assisted immediately. The Assistant Manager stated she had never gotten that kind of complaint before, maybe because people overlook that type of behavior in Nashville.
Boogie Randy
Oct 22, 2019
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Best, easiest home loan experience I ever had. Lisa Gragg is who you want to work with. I'd definitely choose USCCU again.
Drea Wiggins
Jul 23, 2019
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The worse credit union ever! Please do not waste you time with them. I will be removing all my checking and saving from them. They are money hungry vultures and charge you for literally everything the worse customer service for good members. I strongly recommend BCU they are great been with them for 3 years.
